Universal Reward Cards

[41] Household Bank Rewards MasterCard®
More Info	- Points redeembable for 2% Cash Back for every dollar spent with this card - 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter - 24/7 Online Account access for easy and self-management of your account - The ability to set up email and text messages notifying you of your account status - Free online bill pay
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed ( ?) 0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

[42] Capital One® Orbitz® Visa® Platinum
Terms |  More Info	- 3 points per dollar spent on eligible Orbitz.com bookings - Get 1 point per dollar on all other purchases - Bonus points on eligible Orbitz.com bookings - No limit on the points you can earn and points don't expire - Redeem for travel, merchandise, gift cards and more - Earn travel quickly with low redemption minimums - 250 point refueling bonus when you redeem points for awards - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[43] Capital One® VentureOne℠ Rewards Credit Card
Terms |  More Info	- 1.25 miles per dollar on every purchase, every day - One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel - Redeem miles for airline tickets, hotel rooms, car rentals and more - No limit on the miles you can earn and miles won't expire - Fly free on any airline, any time with no blackout dates - 0% intro APR on purchases until June 2013 - No foreign transaction fees - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 11.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[44] MTV® Visa® Card From Capital One®
Terms |  More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events - Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[45] LSU Tigers™ Platinum MasterCard® from Capital One®
Terms |  More Info	- 2 points per $1 on purchases at gas stations and major grocery stores - 1 point per $1 spent on all other purchases - No limit on the points you can earn and points don't expire - Redeem for travel, gift cards and merchandise - Choose from 2 unique LSU card designs or create your own image card - 0% intro APR on purchases until June 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[46] Capital One® Spark℠ Cash Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR on purchases until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - Redeem cash rewards anytime, for any amount, even set up automatic redemption - Earn unlimited cash rewards that don't expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 Days* Excellent*

[47] Capital One® Spark℠ Miles Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - There's no limit to the amount of miles you can earn and miles don't expire - Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[48] Discover® More Card - $0 Balance Transfer Fee!
More Info	- Limited Time Offer - $0 Balance Transfer Fee!* - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* - 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[49] Capital One® Venture℠ Rewards Card
Terms |  More Info	- 2 miles per dollar on every purchase, every day - Money Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011 - Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel - Redeem your miles for ANY travel expense - No limit on the miles you can earn and miles won't expire - Fly free on any airline, any time with no blackout dates - No foreign transaction fees - $0 intro annual fee for the first year; $59 after that
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.9% - 20.90% (Variable) * $59.00* 25 days* Good*

[50] Discover® Motiva℠ Card
Terms |  More Info	- Earn Cashback Bonus for your good credit management - 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* - Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com - Ranked #1 in customer loyalty -- 16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S. based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alerts - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[51] Discover® More® Card - $150 Cashback Bonus®
More Info	- $150 Cashback Bonus when you spend $1,000 in the first 90 days* - 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[52] Discover® More Card - 18 Month Promotional Balance Transfer
More Info	- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[53] Discover® More Card - Operation Homefront $20 Donation
More Info	- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need - Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity" - 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99% - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - 24/7 access to a U.S. based Account Manager within 60 seconds - No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[54] Blue Sky℠ Preferred from American Express
More Info	- 7,500 bonus points. Redeemable for a $100 statement credit - 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases - $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases - The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions - Flexibility to pay over time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 17.24% - 21.24% (Variable) * $75.00* 25 Days* Good*

[55] Blue Cash® Everyday(SM) from American Express
More Info	- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - 0% intro APR on purchases for 12 months, flexibility to pay over time - Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $25 Referral Bonus for each friend or family member who is approved for the Card - No annual fee, flexibility to pay over time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[56] Blue Cash Preferred℠ Card from American Express
More Info	- $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - 0% intro APR on purchases for 12 months, flexibility to pay over time - Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $75 Referral Bonus for each friend or family member who is approved for the Card - The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 17.24% - 22.24% (Variable) * $75.00* 25 Days* Good*

[57] Capital One® Cash Rewards Credit Card
More Info	- 50% bonus on the cash back you earn every year - 1% cash back on all purchases - Earn unlimited cash back that doesn't expire - Redeem cash back rewards anytime for any amount, even set up automatic redemption - Personalize your card with an image of your choice - 0% intro APR on purchases until March 2013
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until March 2013* 17.9% - 22.90% (Variable) * $39.00* 25 days* Limited*

[58] Capital One® Spark℠ Classic for Business
More Info	- Enjoy no annual fee - Build business credit with eligibility for an automatic credit line increase - Earn 1% cash back on every purchase, every day - Separate business expenses from personal expenses - $0 Fraud Liability if your card is ever lost or stolen - Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 22.90% (Variable) * $0.00* 25 Days* Average*

[59] Chase Freedom® Visa
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 21 days* Good*

[60] Citi Forward® Card
More Info	- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months - 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable - 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases - APR reduction on purchases when using credit wisely - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 20 days (Min.)* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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