Universal Reward Cards

[41] Discover® More Card - 18 Month Promotional Balance Transfer
More Info	- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[42] Discover® More Card - $0 Balance Transfer Fee!
More Info	- Limited Time Offer - $0 Balance Transfer Fee!* - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* - 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[43] Sony Credit Card from Capital One®
More Info	- 5 points per $1 on Sony purchases at authorized retailers - 3 points per $1 on dining out and movie purchases - 1 point per $1 spent on all other purchases - Redeem for Sony products, movies, music, and more - Choose from 2 unique card designs - 0% intro APR on purchases until April 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until April 2013* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

[44] Chase Freedom® Visa - $100 Bonus Cash Back
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[45] Ink℠ Classic Business
More Info	- Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months! - 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services - 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel - 1 point per dollar on all other card purchases with no limit on the amount you can earn - Cash back rewards do not expire - 0% Introductory APR for 12 months - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 10.24% (Variable) * N/A* 20 days* Good*

[46] Discover® More Card - Operation Homefront $20 Donation
More Info	- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need - Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity" - 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99% - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - 24/7 access to a U.S. based Account Manager within 60 seconds - No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[47] Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards
More Info	- Earn 30,000 bonus ThankYou Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards - 1 ThankYou Point for every $1 you spend on purchases - Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card. - No foreign transaction fees on purchases* - Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives - No points cap and no expiration of points - the annual fee is waived for the first 12 months.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.99% - 22.99% (Variable) * $125.00* 20 Days (Min.)* Good*

[48] Citi ThankYou℠ Preferred Card - enough for $250 in gift cards
More Info	- $250 gift card - When you redeem the 25,000 bonus ThankYou Points received after $2000 in purchases within 4 months of account opening. - Earn 1 point for every $1 you spend on all purchases - Receive an anniversary bonus every year you're a cardmember - No expiration and no limit on the points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 12.99% - 22.99% (Variable) * N/A* 20 Days (Min.)* Good*

[49] Citi ThankYou® Card
More Info	- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* - Earn 1 ThankYou Point for every $1 you spend on purchases. - Earn an anniversary bonus on points earned from purchases every year* - Enjoy no limit on the number of points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 20 - 25 Days* Good*

[50] Citi® Platinum Select® / AAdvantage® Visa Signature® Card
More Info	- 30,000 American Airlines AAdvantage bonus miles after $1,000 in purchases within the first 3 months of cardmembership* - Priority Boarding* and 25% savings on eligible in-flight purchases* - Double AAdvantage miles on eligible American Airlines purchases* - $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* - Your first eligible checked bag is free* - 10% of your redeemed AAdvantage miles back - up to 10,000 AAdvantage miles each calendar year* - No mileage cap* and your miles may never expire*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $95.00* 20 days* Good*

[51] Blue Cash Preferred℠ Card from American Express
More Info	- $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - 0% intro APR on purchases for 12 months, flexibility to pay over time - Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $75 Referral Bonus for each friend or family member who is approved for the Card - The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 17.24% - 22.24% (Variable) * $75.00* 25 Days* Good*

[52] Blue Cash® Everyday(SM) from American Express
More Info	- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - 0% intro APR on purchases for 12 months, flexibility to pay over time - Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $25 Referral Bonus for each friend or family member who is approved for the Card - No annual fee, flexibility to pay over time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[53] United MileagePlus® Explorer Visa® Card
Terms |  More Info	- Earn up to 40,000 bonus miles & first year free, a $95 value* - First checked bag is free for you and a companion when you fly United flights, up to a $50 value - Board your flight before general boarding with priority boarding privileges - Visit the United Club with two complimentary day passes every year, up to a $100 value - Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $0.00* 21 days* Excellent*

[54] The Platinum Card® from American Express
More Info	- 25,000 Membership Rewards points when you spend $2,000 during your first three months of Card membership. - Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. - Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees. - Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. - 24/7 Platinum Card Concierge service for assistance with reservations, travel, gifts, and more - FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide - Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* $450.00* N/A* Excellent*

[55] British Airways Visa Signature® Card
More Info	- You will get 50,000 bonus Avios after your first purchase 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening - Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening - That's enough Avios for one roundtrip business class reward ticket - New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home - Pay no foreign transaction fees when you travel abroad - Earn 2.5 Avios for every $1 spent on British Airways purchases - Earn 1.25 Avios for every $1 spent on all other purchases - Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $95.00* 21 Days* Excellent*

[56] Chase Continental Airlines OnePass® Plus Card
More Info	- Earn up to 40,000 bonus miles & first year free ($95 value)* - Now with priority boarding privileges on Continental and United flights - Check your first bag for free on Continental and United flights, up to a $50 value - Visit the United Club with two complimentary passes every year, a $100 value - Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.24% (Variable) * $95.00* 21 days* Excellent*

[57] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[58] Chase Sapphire℠ Card
More Info	- Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward! - 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. - Points never expire and there are no limits on how many points you can earn - Redeem points for travel, gift cards, merchandise, cash back and more - Direct access to expert service advisors anytime - No annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $0.00* 21 days* Excellent*

[59] American Express® Premier Rewards Gold Card
More Info	- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership. - Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else - Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide - Introductory annual fee of $0 for the first year, then $175 - Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* $0.00* N/A* Excellent*

[60] Chase Sapphire Preferred℠ Card
More Info	- Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards! - 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. - Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM - No foreign transaction fees - Receive a 7% annual dividend on all new points earned – even on points already redeemed - 1:1 point transfer to participating frequent travel programs - Direct access to expert service advisors anytime - No Annual Fee for your first year – A $95 value
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $95.00* 21 days* Excellent*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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