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Universal Reward Cards

The following cards offer very attractive rewards and incentives to their users. Through a combination of bonuses, cash point, travel and other benefits the card user can make significant savings by using one of these cards when making their purchases. Choose the universal reward credit card that meets your needs and apply securely online.

, we found 70 Cards - Sort Card Offers or Compare

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[61] British Airways Visa Signature® Card

British Airways Visa Signature Card
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- You will get 50,000 bonus Avios after your first purchase
25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
- Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
- That's enough Avios for one roundtrip business class reward ticket
- New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
- Pay no foreign transaction fees when you travel abroad
- Earn 2.5 Avios for every $1 spent on British Airways purchases
- Earn 1.25 Avios for every $1 spent on all other purchases
- Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
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British Airways Visa Signature Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 15.24% (Variable) * $95.00* 21 Days* Excellent*

[62] Chase Continental Airlines OnePass® Plus Card

Chase Continental Airlines OnePass Plus Card
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- Earn up to 40,000 bonus miles & first year free ($95 value)*
- Now with priority boarding privileges on Continental and United flights
- Check your first bag for free on Continental and United flights, up to a $50 value
- Visit the United Club with two complimentary passes every year, a $100 value
- Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
- Your miles don't expire and there is no limit to the number of miles you can earn
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 14.24% (Variable) * $95.00* 21 days* Excellent*

[63] Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Card
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- Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned – even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year – A $95 value
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Chase Sapphire Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 15.24% (Variable) * $95.00* 21 days* Excellent*

[64] United Mileage Plus® Select® Visa Card

United Mileage Plus Select Visa Card
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- Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States.
- Earn 3 miles per $1 spent on eligible United and Continental purchases
- Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases.
- Earn 1 mile per $1 spent on all other purchases.
- Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 13.24% (Variable) * $95.00* 21 Days* Good*

[65] Citi® Platinum Select® / AAdvantage® Visa Signature® Card

Citi Platinum Select / AAdvantage Visa Signature Card
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- 30,000 American Airlines AAdvantage bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Priority Boarding* and 25% savings on eligible in-flight purchases*
- Double AAdvantage miles on eligible American Airlines purchases*
- $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Your first eligible checked bag is free*
- 10% of your redeemed AAdvantage miles back - up to 10,000 AAdvantage miles each calendar year*
- No mileage cap* and your miles may never expire*
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Citi Platinum Select / AAdvantage Visa Signature Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 15.24% (Variable) * $95.00* 20 days* Good*

[66] Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards

Citi ThankYou Premier Card - enough for $300 in Gift Cards
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- Earn 30,000 bonus ThankYou Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
- 1 ThankYou Point for every $1 you spend on purchases
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
- No foreign transaction fees on purchases*
- Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives
- No points cap and no expiration of points
- the annual fee is waived for the first 12 months.
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 13.99% - 22.99% (Variable) * $125.00* 20 Days (Min.)* Good*

[67] Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles Credit Card from American Express
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- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
- No mileage earning limit, and miles don't expire
- Check your first bag free on every Delta flight
- Priority Boarding and 20% In-Flight Savings
Platinum Delta SkyMiles Credit Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 15.24% - 19.24% (Variable) * $150.00* N/A* Good*

[68] The Business Gold Rewards Card® from American Express OPEN

The Business Gold Rewards Card from American Express OPEN
Terms |  More Info
- FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
- One million rewards from over 500 brands
- Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
- Terms and Restrictions Apply
The Business Gold Rewards Card from American Express OPEN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* N/A* $175.00* 0 days* Good*

[69] Ritz-Carlton Rewards® Credit Card

Ritz-Carlton Rewards Credit Card
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- The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton Rewards Credit Card.
- Earn 50,000 points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties
- Earn 5 points per $1 spent at The Ritz-Carlton hotels, 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants, and 1 point per $1 spent on all other purchases
- Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer
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Ritz-Carlton Rewards Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 15.24% (Variable) * $395.00* 21 days* Excellent*

[70] The Platinum Card® from American Express

The Platinum Card from American Express
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- 25,000 Membership Rewards points when you spend $2,000 during your first three months of Card membership.
- Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
The Platinum Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* N/A* $450.00* N/A* Excellent*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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