Universal Reward Cards

[61] Citi Forward® Card for College Students
More Info	- No Cosigner required - APR reduction on purchases when using credit wisely - 100 ThankYou Points each billing period that you pay on time and stay under your credit line - Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 7 months* 13.99% - 22.99% (Variable) * $0.00* 22 days (Min.)* Fair*

[62] Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 20 days* Good*

[63] Citi ThankYou® Preferred Card - $150 Gift Card
More Info	- $150 gift card - When you redeem the 15,000 bonus ThankYou Points received after $1,000 in purchases within 3 months of account opening. - 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** - No expiration and no limit on the points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 12.99% - 22.99% (Variable) * $0.00* 20 Days (Min.)* Good*

[64] Chase Freedom® Visa - $100 Bonus Cash Back
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[65] Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards
More Info	- Earn 30,000 bonus ThankYou Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards - 1 ThankYou Point for every $1 you spend on purchases - Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card. - No foreign transaction fees on purchases* - Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives - No points cap and no expiration of points - the annual fee is waived for the first 12 months.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 13.99% - 22.99% (Variable) * $125.00* 20 Days (Min.)* Good*

[66] Citi ThankYou℠ Preferred Card - enough for $250 in gift cards
More Info	- $250 gift card - When you redeem the 25,000 bonus ThankYou Points received after $2000 in purchases within 4 months of account opening. - Earn 1 point for every $1 you spend on all purchases - Receive an anniversary bonus every year you're a cardmember - No expiration and no limit on the points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 12.99% - 22.99% (Variable) * N/A* 20 Days (Min.)* Good*

[67] Citi ThankYou® Card
More Info	- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* - Earn 1 ThankYou Point for every $1 you spend on purchases. - Earn an anniversary bonus on points earned from purchases every year* - Enjoy no limit on the number of points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 20 - 25 Days* Good*

[68] Capital One® Cash Rewards for Newcomers
Terms |  More Info	- A card designed to help those new to the U.S. establish credit and earn cash back - Build credit with automatic reporting to the three major credit bureaus - Get 2% cash back on travel purchases - Earn 1% cash back on all other purchases - No foreign transaction fees - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 24.90% (Variable) * N/A* 25 days* Limited*

[69] Capital One® MasterCard®
Terms |  More Info	- Get the credit you need with no processing fees or application fees - $0 Fraud Liability if your card is lost or stolen - Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own - Access your account 24/7 - Monitor your spending with free e-mail and text message alerts - Automatic reporting to the 3 major credit bureaus - Find pre-qualified card offers in 60 seconds without affecting your credit score
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* See Terms* 10.9% - 24.90% (Variable) * N/A* 25 days* Fair*

[70] Sony Credit Card from Capital One®
More Info	- 5 points per $1 on Sony purchases at authorized retailers - 3 points per $1 on dining out and movie purchases - 1 point per $1 spent on all other purchases - Redeem for Sony products, movies, music, and more - Choose from 2 unique card designs - 0% intro APR on purchases until April 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until April 2013* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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