Universal Reward Cards

[61] Capital One® MasterCard®
Terms |  More Info	- Get the credit you need with no processing fees or application fees - $0 Fraud Liability if your card is lost or stolen - Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own - Access your account 24/7 - Monitor your spending with free e-mail and text message alerts - Automatic reporting to the 3 major credit bureaus - Find pre-qualified card offers in 60 seconds without affecting your credit score
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* See Terms* 10.9% - 24.90% (Variable) * N/A* 25 days* Fair*

[62] Sony Credit Card from Capital One®
More Info	- 5 points per $1 on Sony purchases at authorized retailers - 3 points per $1 on dining out and movie purchases - 1 point per $1 spent on all other purchases - Redeem for Sony products, movies, music, and more - Choose from 2 unique card designs - 0% intro APR on purchases until April 2013 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until April 2013* 13.9% - 24.90% (Variable) * $0.00* 25 days* Good*

[63] Chase Freedom® Visa - $100 Bonus Cash Back
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[64] Ink℠ Classic Business
More Info	- Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months! - 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services - 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel - 1 point per dollar on all other card purchases with no limit on the amount you can earn - Cash back rewards do not expire - 0% Introductory APR for 12 months - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 10.24% (Variable) * N/A* 20 days* Good*

[65] Discover® More Card - Operation Homefront $20 Donation
More Info	- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need - Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity" - 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99% - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - 24/7 access to a U.S. based Account Manager within 60 seconds - No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[66] Capital One® Spark℠ Cash Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR on purchases until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - Redeem cash rewards anytime, for any amount, even set up automatic redemption - Earn unlimited cash rewards that don't expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 Days* Excellent*

[67] Capital One® Spark℠ Miles Select for Business
More Info	- Get a 50% bonus on the cash back you earn every year - Earn 1% cash back on every purchase, every day - Save with 0% intro APR until December 2012 - Enjoy no annual fee - Get online Quarterly and Year-End Summaries - There's no limit to the amount of miles you can earn and miles don't expire - Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* until December 2012* 14.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[68] Citi ThankYou® Card
More Info	- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* - Earn 1 ThankYou Point for every $1 you spend on purchases. - Earn an anniversary bonus on points earned from purchases every year* - Enjoy no limit on the number of points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 20 - 25 Days* Good*

[69] Blue Cash Preferred℠ Card from American Express
More Info	- $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - 0% intro APR on purchases for 12 months, flexibility to pay over time - Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $75 Referral Bonus for each friend or family member who is approved for the Card - The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 12 months* 17.24% - 22.24% (Variable) * $75.00* 25 Days* Good*

[70] PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info	- 13.99% APR -- lower than most rewards cards! - Earn 5.00% cash back from gas purchases paid at the pump* - Earn 1.00% cash back from all purchases** you make with the card during each billing cycle - Up to $50,000 limit - No Annual Fee - Cash Rewards credited each month - No special restrictions to earn your cash rewards - Limited Time Only – Low Balance Transfer Rates† - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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