Issued by USA Credit, the USA Optimum Gold is designed for people with poor to limited credit history who are looking to establish or re-establish credit.
|Card Network:||Other Networks
|Card Category:||Consumer (Shopping)|
|Card Type:||- Guaranteed Approval
- Shopping Card
- Reward Card
|Credit Needed:||Accepts All*|
The USA Optimum Gold Card is a buying club membership, which includes a $5,000 merchandise credit card that reports to a major credit bureau. If qualifications are met, membership approval is *guaranteed.
|Most attractive features:||- 100% Approval
- Credit Reporting
- High Unsecured line of credit
|Least attractive features:||- Membership fee
- Limited use
|Other Benefits:||- USA Emergency Roadside Assistance
- Medco Health Prescription Card
- Credit Manager with FREE Credit Report
- $300 Grocery Coupon Card
|Online Card Account Access:|
|100% Guarantee Approval:|
|Introductory APR (%):||N/A*|
|APR on Purchases (%):||N/A|
|Maximum Credit Line:||$5,000*|
|Late Payment Fee:||$10.00*|
|*Guaranteed Approval Qualifications:|
- You must be 18 years of age
- You must be either a U.S. Citizen or Permanent Resident (Offer Not Available to Residents of Wisconsin)
- You must have no undischarged bankruptcies.
|View Other First USA Cards|
|View Other Other Networks Cards|
|View Other All Debit and Credit Cards|
|View Other Consumer Cards|
|View Other Credit Reporting Cards|
|View Other Reward Credit Cards|
|View Other Guaranteed Approval|
|View Other Shopping Cards|
|View Other Merchandise Reward Cards|
* The information provided for USA Optimum Gold Merchandise Credit Card is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.