USA Optimum Gold Merchandise Credit Card

Issued by USA Credit, the USA Optimum Gold is designed for people with poor to limited credit history who are looking to establish or re-establish credit.

	Intro APR  APR Annual Fee  N/A* N/A* N/A*
Basic Information
Issuer:	First USA
Card Network:	Other Networks
Card Category:	Consumer (Shopping)
Card Type:	- Guaranteed Approval - Shopping Card - Reward Card
Credit Needed:	Accepts All*
Top Card Review
The USA Optimum Gold Card is a buying club membership, which includes a $12,500 merchandise credit card that reports to a major credit bureau. If qualifications are met, membership approval is *guaranteed. The cost of membership is $149.95.
Card rating:	(5 out of 5)
Top Benefits
Other Benefits:	- USA Emergency Roadside Assistance - Medco Health Prescription Card - Credit Manager with FREE Credit Report - $300 Grocery Coupon Card
Online Account Access:
100% Guarantee Approval:
Credit Reporting:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	N/A*
Annual Fee:	N/A*
Grace Period:	N/A*
Maximum Credit Line:	$12,500
Late Payment Fee:	$10.00*
Top Balance Transfers
Balance Transfer:
Top Other Fees
Additional Fees
Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00
Top Comments
*Guaranteed Approval Qualifications: - You must be 18 years of age - You must be either a U.S. Citizen or Permanent Resident (Offer Not Available to Residents of Wisconsin) - You must have no undischarged bankruptcies.
Top Action
Click Here to Apply
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* The information provided for USA Optimum Gold Merchandise Credit Card is believed to be accurate at the time of evaluation (Jul 22, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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