USA Optimum Gold Merchandise Credit Card

Issued by USA Credit, the USA Optimum Gold is designed for people with poor to limited credit history who are looking to establish or re-establish credit.


USA Optimum Gold Merchandise Credit Card
Intro APR  APR Annual Fee 
N/A* N/A* N/A*
Apply For USA Optimum Gold Merchandise Credit Card

Basic Information

Issuer: First USA
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Guaranteed Approval
- Shopping Card
- Reward Card
Credit Needed: Accepts All*

Card Review

The USA Optimum Gold Card is a buying club membership, which includes a $12,500 merchandise credit card that reports to a major credit bureau. If qualifications are met, membership approval is *guaranteed. The cost of membership is $149.95.
Card rating: Card Rating (5 out of 5)

Benefits

Other Benefits: - USA Emergency Roadside Assistance
- Medco Health Prescription Card
- Credit Manager with FREE Credit Report
- $300 Grocery Coupon Card
Online Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): N/A*
Annual Fee: N/A*
Grace Period: N/A*
Maximum Credit Line: $12,500
Late Payment Fee: $10.00*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees  
Elite service monthly fee
Membership fee
$19.95
$149.95
Retured checks fee
See Terms and Conditions*
$20.00

Comments

*Guaranteed Approval Qualifications:
- You must be 18 years of age
- You must be either a U.S. Citizen or Permanent Resident (Offer Not Available to Residents of Wisconsin)
- You must have no undischarged bankruptcies.

Action

Click Here to Apply
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* The information provided for USA Optimum Gold Merchandise Credit Card is believed to be accurate at the time of evaluation (Jul 22, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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Credit Card: USA Optimum Gold Merchandise Credit Card

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