Visa® Black Card™

For those who demand only the best of what life has to offer, the exclusive Visa Black Card issued by Barclays Bank Delaware, is for you. The Black Card is not just another piece of plastic. Made with carbon graphite, it is the ultimate buying tool. As a Cardmember, you will receive Luxury Gifts from some of the world's top brands.

	Intro APR  APR Annual Fee  0%* 14.99%* $495.00*
Basic Information
Issuer:	Barclays Bank Delaware
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Reward Card
Credit Needed:	Excellent*
Top Card Review
Black Card is your ultimate buying tool and delivers exclusive rewards for your luxury lifestyle. Our 24-hour Concierge Service is awaiting to meet your every need, whether it is planning for your dream vacation, or getting you reservations into the best restaurants in town. Plus, as a Cardmember, you will receive Luxury Gifts from some of the world's top brands. Get your Visa Black Card today and enjoy the benefits that only Black Card delivers. *As seen on New York Post, Forbes and Yahoo! Finance.
Card rating:	(5 out of 5)
Most attractive features:	- Introductory rates - Limited Membership
Least attractive features:	- Annual fee
Top Rewards & Benefits
Reward Types:	- Cash Back Reward Cards - Travel Reward Cards
Reward Unit:	Cash
Rewards:	- 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime.
Other Benefits:	- Travel Lounge Priority Pass - 24-hour Concierge Service - Patent Pending Carbon Graphite - Luxury gifts - Exclusive rewards program
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Balance Transfer, Checks
Introductory Period:	15 months*
APR on Purchases (%):	14.99%
APR Type:	variable
Annual Fee:	$495.00*
Grace Period:	20 days*
Minimum Finance Charge:	$1.00*
Late Payment Fee:	$39.00*
Over Limit Fee:	$39.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	$5.00
Maximum BT Fee:	$50.00
Top Cash Advances
APR on Cash Advances (%):	19.99%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$10.00
Top Other Fees
Additional Fees	- Returned Payment Charge: $29 ; for Residents of Iowa $15 - Returned Convenience Check Charge: $29; for Residents of Iowa 5% of the amount of the check, $20 minimum, $50 maximum - Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $10 minimum, no maximum. - Currency Conversion Charge: 3% of the U.S. Dollar amount.
Top Comments
The Grace Period does not apply to Cash Advances, Balance Transfers or Convenience Checks.
Top Action
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* The information provided for Visa Black Card is believed to be accurate at the time of evaluation (Jan 31, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.