VISA®

[21] Financial Rewards® Visa® Platinum Plus® Card
Terms |  More Info	- Get cash back on net retail purchases ($600 per year) - Earn 5 bonus points with your first purchase - Points do not expire for 5 years - Platinum benefits: Online Banking service, total Security protection, automatic auto rental insurance & more**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* As low as P+ 5.99%* $0.00* 20 days* $39.00* Good*

[22] Applied Bank Secured Visa Card
Terms |  More Info	- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late! - Choose your credit limit up to $5,000* - $0 Fraud Liability - No credit requirements - No income requirements - CREDIT Bureau Reporting * Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[23] Applied Bank Secured Visa Gold Credit Card
Terms |  More Info	- 9.99% Low Fixed APR. Rate Won't Change Even If You're Late! - CHOOSE Your Credit Limit Up To $5000* - $0 Fraud Liability - NO Credit and NO Income Requirements - CREDIT Bureau Reporting *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[24] Bank of America Visa Signature WorldPoints™ Rewards Card
More Info	- Earn 1 Point for every $1 in Net Retail purchases - Redeem points for cash, merchandise, travel & more* - With 25,000 Points you get a round-trip airline ticket within the 48 continental U.S. states** - Online access account & Absolute fraud protection
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Good*

[25] NFL Extra Points® Visa™ Credit Card
Terms |  More Info	- $50 NFLshop gift card after first card use - 1 Point for $1 spent. Points are redeemable for VIP passes to NFL experiences, tickets and NFL merchandise - No annual fee - 100% fraud protection - Online account access and Points management
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Good*

[26] Bank of America Platinum Plus® Visa® Card
Terms |  More Info	- No Annual Fee - 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles* - Credit lines may be as high as $25,000 - Get respond in 60 seconds - Card issued by FIA Card Services, NA
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* Between P+2.99 & P+ 12.99%* $0.00* 20 days* $39.00* Good*

[27] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[28] Chase Platinum Visa® Business Card
Terms |  More Info	- 0% APR for up to 12 months on purchases and balance transfers - No Annual Fee - Free Online Reporting - Platinum business benefits - Visa business partner advantage
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 8.99%* $0.00* 20 days* $39.00* Good*

[29] NASCAR Race Points Visa® Credit Card
Terms |  More Info	- Receive a $50 store credit at the NASCAR Superstore® - 1 point for every $1 in net retail purchases - 0% Introductory APR on balance transfers and cash advance checks for your 12 billing cycles - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Good*

[30] Chase Business Rebate Card
Terms |  More Info	- 3% cash back for business purchases at restaurants, gas stations, office supply stores, building supply store, or hardware & home improvement centers** - 1% cash back on all other purchases** - 0% APR for up to 12 months, Prime + 2.49% Variable thereafter
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* P + 2.49%* $0.00* 20 days* $39.00* Good*

[31] Rainbow Platinum Plus® Visa® Card
Terms |  More Info	- For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you - 1 point for every net retail dollar - Redeem points for travel, merchandise, gift certificates, and cash - Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.9 / 15.99%* $0.00* 20 days* $39.00* Good*

[32] Citi® Dividend Platinum Select® Student Card
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances and balance transfers - 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter - No minimum income or cosigner required - No annual fee - FREE Online Account Management
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 20 days* $39.00* Poor*

[33] Chase Business Cash Reward® Visa® Card
Terms |  More Info	- Earn up to 5% cash back with unlimited rewards potential. With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want - Receive quarterly management reports - Receive additional cards your employees can use
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 10.99%* $0.00* 20 days* $39.00* Good*

[34] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* $0.00* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[35] Citi® mtvU Platinum Select Visa Card for Student
Terms |  More Info	- 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores - 1 Thank You Point for every other $1 you spend - 25 Thank You Points for paying on time - 250-2000 ThankYou points twice a year for maintaining a good GPA* - Redeem points for gift cards, MTV events, airline tickets - No minimum income or co-signer required
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 20 days* $39.00* Bad Credit OK*

[36] Vision Premier Prepaid Visa® Card
Terms |  More Info	- 100% approval with no credit check - Free unlimited purchase transactions - Free Direct Deposit and Account Alerts - Pay any bill: rent, cellular phone, insurance, utilities, etc. - Load cash at over 100,000 participating retail locations - Take Control – no late fees, no interest fees, no NSF fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

[37] Baby Phat Prepaid Visa® RushCard
More Info	- Show your style with the Baby Phat RushCard - No annual, monthly, or customer service fees. No hidden fees - No employment verification - Quick and easy! Everyone is eligible! No credit check - FREE direct deposit of pay, tax refund, and government benefits
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[38] Personalized Maximum Rewards Visa® Card
More Info	- Personalized card with your favorite photo or image* - 0% APR* on purchases for 12 months - 5000 Bonus Points upon first card usage - Earn rewards with every purchase* - No annual fee - Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 9.99%* $0.00* 20 days* $35.00* Excellent*

[39] UPside Visa® Prepaid Card
Terms |  More Info	- Reloadable prepaid VISA card for 18-25 year olds - No activation fee, no monthly or yearly fee - Created for families' needs with full parental control - Free money loading with direct deposit - Teen's first Visa card, with no risk of incurring debt - Can be purchased by parents or other family members over the age of 18
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[40] Brighter Planet™ Visa® Credit Card
More Info	- Automatic point redemption to support renewable energy projects - 1 EarthSmart Point for every $1 net retail - 1,000 EarthSmart bonus points with first transaction - 1,000 bonus points for signing up for paperless statements - For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 Days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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