VISA Gift Card - Personalised Gift Card

The Visa Gift Card operates the same as a prepaid debit card in that the funds are loaded onto the card and only the loaded funds can be used. The card can then be given as a gift and the recipient can use the card anywhere Visa is accepted to go out to dinner, pay bills, buy groceries, or do whatever they wish.

	Intro APR  APR Annual Fee  N/A* N/A* N/A*
Basic Information
Issuer:	First Gulf Bank
Card Network:	VISA®
Card Category:	Consumer (Shopping)
Card Type:	- Co-Branded Credit Card - Gift Card - Prepaid Debit Card - Shopping Card
Credit Needed:	Accepts All*
Top Card Review
The Visa Gift Card serves as the ideal gift because it is safer than giving actual cash to the gift recipient. There are security features that come with these gifts cards, such as the ability to request a replacement card if the initial card is lost. The remaining funds are simply transferred to the new card. There is a small fee for this service. What’s more is that the card can be used anywhere in the United States or around the world where Visa is accepted. Cardholders do receive free access to their card’s balance online or can access the balance via telephone to learn of how much spending capability is remaining on the card. In most cases, the card can be disposed of once the funds are exhausted or a reloadable card can be reloaded if the cardholder wishes to use it as a debit card.
Card rating:	(5 out of 5)
Most attractive features:	- No fees Gift Card* - Maximum personalization - Custom design - Custom message - VISA benefits - Perfect for birthdays, weddings, holidays, and more!
Least attractive features:	- International transaction fee
Top Rewards & Benefits
Other Benefits:	See Terms & Conditions
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	N/A*
Annual Fee:	N/A*
Grace Period:	N/A*
Late Payment Fee:	N/A*
Top Balance Transfers
Balance Transfer:
Top Other Fees
Additional Fees	International transaction fee of 3% and a $2.00 flat conversion fee still apply
Card Value $25.00 - $74.99 CAC fee Card Value $25.00 - $74.99 NMF fee Card Value $25.00 - $74.99 standard Card Value $250.00 - $500.00 CAC fee Card Value $250.00 - $500.00 NMF fee Card Value $250.00 - $500.00 standard $5.95 $5.95 $4.95 $7.95 $7.95 $6.95 Card Value $75.00 - $249.99 CAC fee Card Value $75.00 - $249.99 NMF fee Card Value $75.00 - $249.99 standard Custom Carrier type fee Greeting card type Carrier fee Standard Carrier type fee $6.95 $6.95 $5.95 $2.00 $1.00 $0.00
Top Comments
People that receive Visa Gift Cards, need to have a secret Activation Code in order to activate the Visa Gift Card once they receive them. This ensures that if your Visa Gift Card is intercepted in the mail - that it will not be activated without this code.
Top Action
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* The information provided for VISA Gift Card - Personalised Gift Card is believed to be accurate at the time of evaluation (May 25, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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