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Western Union® MoneyWise™ Prepaid MasterCard®

The Western Union MasterCard is prepaid so that you can get all the benefits to a credit card without any of the negatives. You never have to worry about monthly payments because you can only spend what you have put on the card. This is an efficient way to make online purchases without wasting your money on a lot of different fees.


Western Union MoneyWise Prepaid MasterCard
Intro APR  APR Annual Fee 
N/A* N/A* N/A*
Apply For Western Union MoneyWise Prepaid MasterCard

Basic Information

Issuer: Other Issuers
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
Credit Needed: Bad Credit OK*

Card Review

There is finally a Prepaid MasterCard with a lot of benefits. The Western Union Prepaid card has no fees. You simply load money onto the card and shop anywhere MasterCard is accepted.

You can load the card through Western Union transfers, paychecks and from a checking account. This way, you always have the money on the card so you can use a credit card. Bad credit or not, it is one of the most effective cards on the market.

There is nothing funny about cards that charge you for transactions and annual fees. The Western Union card features all advantages of a credit card without any of the disadvantages. As long as you have money on the card, you can shop. It's that simple.
Card rating: Card Rating (5 out of 5)
Most attractive features: - No monthly maintenance fees
- No purchase transaction fees
- Free activation
Least attractive features: - Inactivity fee
- Does not report to credit bureaus

Benefits

Rewards: - Enroll in direct deposit and receive a free $10 bonus
Other Benefits: *See website for additional benefits
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): N/A
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $10.00
Application Fee: $0.00
ATM Fee: $1.95
Additional Fees  
ATM Balance Inquiry Fee
ATM Withdrawal Fee
Agent Location Cash Load Fee
Automated Phone Customer Service
Bank to Card Transfer Fee
Decline Fee
Employer Payroll Payments
Government Benefit Payments
Inactivity Fee
$0.45
$1.95
$4.95
FREE
$1.00
$0.45
FREE
FREE
$2.50
Live Customer Service
Monthly Maintenance Fee
Online Electronic Statement
PIN Purchase Transaction Fee
Paper Statement Fee
Reissue Card Fee
SMS and Email Notifications
Signature Purchase Fee
FREE
FREE
FREE
FREE
$3.00
$5.00
FREE
FREE

Action

Click Here to Apply
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Apply For Western Union MoneyWise Prepaid MasterCard Secure Online


* The information provided for Western Union MoneyWise Prepaid MasterCard is believed to be accurate at the time of evaluation (May 7, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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