Why Choose The Primor Secured Visa Classic Card
Like the idea of a secured credit that includes a fast qualification and approval process, no application or processing fees and backed by a globally recognized financial entity? If so, the primor Secured Visa Classic Card is what you've been waiting for. This powerful financial tool is just one more way to strengthen your buying power. Your money's held in a FDIC insured account and you won't find a better secured card on the market today.
These days, it's incredibly difficult to do business of any kind without a credit card. Try making a hotel or plan reservation without holding it with your major credit card. Not only that, but everyone needs a source of funding for life's unexpected happenings. Whether you've opted to reduce credit card debt or you simply want to strengthen your buying power, the primor Secured Visa Classic Card is the one vehicle that can get your there.
Understanding Secured Credit Cards
Unlike prepaid cards, a secured credit card's activity, such as your payment habits, are reported to the three national credit bureaus. A secured card is also different from a traditional credit card in that users deposit funds into a FDIC insured account. Typically, the amount in the account determines the credit limit on the secured card. Often, these cards could transition into a traditional card in that it may no longer need the security deposit.
Many consumers, especially if they're looking to strengthen their buying power, will keep their balances far lower than their deposit. This allows them to improve their credit utilization rate, which is one of the best ways to ensure future buying power and more importantly – options. Few secured cards today offer no processing or application fees, or if they do, the fees are tucked away elsewhere. With the primor Visa, you're assured of transparent terms and conditions and an ethical team of customer service reps who do nothing but work to ensure every customer is happy with their secured card. Even if you've never had a credit card, this is a great choice.
As a cardholder, you'll enjoy the opportunity to enroll in the First Choice Bank Cardholder Center. This provides around the clock access to your account. You can check your balance, view your current and recent statements, review transactions, set up payment reminders and more. You can even set up automatic monthly payments so you never have to worry about a payment making it on time.
If you travel often, or if you need access to cash fast, you can take cash advances on your primor Visa, too. The fees are comparable and you'll find access at countless ATMs around the world.
Remember, with the primor Visa, you have many perks and benefits that include:
- No processing fees
- No application fees
- Low fixed interest rates – and no penalty rate, either
- Guaranteed approval – provided your monthly income is at least $100 more than your expenses
- Great customer service
- Credit line between $200 and $5,000
Worried about security? While it's true there seems to be an increasing number of problems in recent years, the truth is, your money, your identity and your credit cards are safer than ever before. With the backing of Visa and First Choice Bank, you are in good hands. Any problems you might have, you can be sure you have the full support of both of these financial institutions so that you're not losing a moment of sleep.
As mentioned, the qualification and approval process is fast. Once your identity, residence and ability to repay the debt is verified, you move on to the savings deposit. Simply designate how much you want to deposit into your FDIC insured savings account, and the rest is handled for you. You can even set a specific date, up to two weeks away, for the withdrawal to take place. It's a fast and seamless process designed to secure, accurate and with minimal interruption to your day.
Visa has mastered the payments technology sector; in fact, it's dominated it. With the Visa global network, millions of merchants and thousands of financial institutions are connected every moment of every day. That always equates to better choices for consumers. It's hard to believe, but Visa has been preparing for a cashless society since 1958. This company has always been a step ahead of not only its competition, but all things in the financial sector. It's just a great partner for any consumer looking to make the most of his money.
First Choice Bank opened its first branch in Lawrenceville in 2007, making it the first community bank to open in that region in more than four decades. Since then, it's grown steadily with a host of financial products for everyone's budget. Additional branches followed and most recently, a mortgage services division helps consumers achieve the American dream.
Its credit card offerings mean more consumers have the opportunity to experience the First Choice difference. It's just one more reason this secured credit card offer is rising fast in popularity.
As always, we encourage consumers to carefully review any credit contract they may be considering, including a credit card agreement. The better informed you are, the lower the odds of future problems.
These days, it's all about a consumer's proactive approach to his finances, whether he's opening a bank account or a credit card account. A bit of comparison shopping allows you to see for yourself the impressive benefits that come with this First Choice Bank primor Secured Visa Classic Card.
Published: November 14, 2014
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