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YAP™ MasterCard Prepaid Card
The YAP MasterCard Prepaid Card is just like a debit card. When you want to stick to a budget or have money for emergencies, this prepaid card can do all of this for you. You can save more and worry less because there are no overdraft fees. This card allows you to stay in control.
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Basic Information |
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| Issuer: | Horizon Bank SSB | |||||||||
| Card Network: | MasterCard® |
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| Card Category: | Consumer (Stored Value) | |||||||||
| Card Type: | - Card for Bad Credit - Co-Branded Credit Card - Guaranteed Approval - Prepaid Debit Card |
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| Credit Needed: | Bad Credit OK* | |||||||||
Card Review |
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| The YAP MasterCard Prepaid Card has an easy and quick application to fill out. Unlike debit or credit cards, there is no credit check and a bank account is not required to have this card. You do not have to worry about overdraft fees either--you spend the amount on your card and that is it. You simply re-load your card when you need more money to spend. This prepaid card is safer than having cash as well. With a secure PIN for transactions, you can make transactions knowing not just anyone can use your card. Plus, with online access you can manage your card online. You have the option to use ATMs worldwide for instant cash access for a small fee whenever you like. |
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| Card rating: | ||||||||||
| Most attractive features: | - No application fee - 1 month intro - No credit checks - No bank account required - No overdraft fees - Free Direct Deposit |
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| Least attractive features: | - Monthly fee after 1st month | |||||||||
Benefits |
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| Other Benefits: | - Send money within the US from your mobile phone - Safer than cash - Your funds are fully FDIC-insured - Easy budgeting - spend only what you have! - Manage your account online - Free Direct Deposit - Manage YAP features using your mobile phone - Many easy and convenient ways to reload your card |
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| Online Card Account Access: | ||||||||||
| 100% Guarantee Approval: | ||||||||||
Card Finance & Rates |
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| Introductory APR (%): | N/A* | |||||||||
| Introductory Period: | 1 month* | |||||||||
| APR on Purchases (%): | N/A | |||||||||
| Annual Fee: | N/A* | |||||||||
| Grace Period: | None** | |||||||||
| Late Payment Fee: | $0.00* | |||||||||
| Over Limit Fee: | $0.00* | |||||||||
Balance Transfers |
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| Balance Transfer: | ||||||||||
Other Fees |
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| Opening Minimum: | $10.00 | |||||||||
| Application Fee: | $0.00 | |||||||||
| ATM Fee: | $2.00 | |||||||||
| Additional Fees | - Currency conversion for international transactions: 2% | |||||||||
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Comments |
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| * The monthly fee is waived when you load at least $500/month on your YAP Card, during the previous month. | ||||||||||
Action |
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| View Other Horizon Bank SSB Cards | ||||||||||
| View Other MasterCard Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other Top Rated Cards | ||||||||||
| View Other Cards for Bad Credit | ||||||||||
| View Other Co-Branded Credit Cards | ||||||||||
| View Other Guaranteed Approval | ||||||||||
| View Other Prepaid Debit Cards | ||||||||||
* The information provided for YAP MasterCard Prepaid Card is believed to be accurate at the time of evaluation (Feb 1, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



