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YAP™ MasterCard Prepaid Card

The YAP MasterCard Prepaid Card is just like a debit card. When you want to stick to a budget or have money for emergencies, this prepaid card can do all of this for you. You can save more and worry less because there are no overdraft fees. This card allows you to stay in control.


YAP MasterCard Prepaid Card
Intro APR  APR Annual Fee 
N/A* N/A* N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Horizon Bank SSB
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
Credit Needed: Bad Credit OK*

Card Review

The YAP MasterCard Prepaid Card has an easy and quick application to fill out. Unlike debit or credit cards, there is no credit check and a bank account is not required to have this card. You do not have to worry about overdraft fees either--you spend the amount on your card and that is it. You simply re-load your card when you need more money to spend.

This prepaid card is safer than having cash as well. With a secure PIN for transactions, you can make transactions knowing not just anyone can use your card. Plus, with online access you can manage your card online. You have the option to use ATMs worldwide for instant cash access for a small fee whenever you like.
Card rating: Card Rating (5 out of 5)
Most attractive features: - No application fee
- 1 month intro
- No credit checks
- No bank account required
- No overdraft fees
- Free Direct Deposit
Least attractive features: - Monthly fee after 1st month

Benefits

Other Benefits: - Send money within the US from your mobile phone
- Safer than cash
- Your funds are fully FDIC-insured
- Easy budgeting - spend only what you have!
- Manage your account online
- Free Direct Deposit
- Manage YAP features using your mobile phone
- Many easy and convenient ways to reload your card
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: 1 month*
APR on Purchases (%): N/A
Annual Fee: N/A*
Grace Period: None**
Late Payment Fee: $0.00*
Over Limit Fee: $0.00*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $10.00
Application Fee: $0.00
ATM Fee: $2.00
Additional Fees - Currency conversion for international transactions: 2%
Activation
Check last YAP Mobile transaction
Check your balance at an ATM
Domestic purchases with signature or PIN
Load card with direct deposit
Monthly Account Fee after Intro
Online account statements
Send money via SMS
FREE
FREE
$0.50
FREE
FREE
$5.00
FREE
$0.50
Send money via Yapplet or website
Transfer money from bank account
Withdraw cash from an ATM
YAP MasterCard Prepaid Card
YAP MasterCard Shipping and Handling
YAP Mobile: Check your Card balance
YAP Mobile: Receive money
FREE
FREE
$2.00
FREE
FREE
FREE
FREE

Comments

* The monthly fee is waived when you load at least $500/month on your YAP Card, during the previous month.

Action

View Other Horizon Bank SSB Cards
View Other MasterCard Cards
View Other Consumer Cards
View Other Top Rated Cards
View Other Cards for Bad Credit
View Other Co-Branded Credit Cards
View Other Guaranteed Approval
View Other Prepaid Debit Cards


* The information provided for YAP MasterCard Prepaid Card is believed to be accurate at the time of evaluation (Feb 1, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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