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The ACE Elite Visa Prepaid Debit Card is a prepaid card that has very little or no qualifications to receive a card. Due to no credit checks and the fact the card is not tied to credit, it is safer than cash and is insured by the FDIC. Fees are also low.

ACE Elite Visa Prepaid Card
Intro APR  APR Annual Fee 
N/A* N/A * N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Meta Bank
Card Network: VISA®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The ACE Elite Visa Prepaid Debit Card can serve as an online checking account for an individual who cannot get or who do not want a checking account or even credit cards for that matter. The card is much safer to use in that fraudsters do not obtain your personal information if they obtain the card.

Money can be deposited onto the card in several ways. Those ways include free direct deposit, free account-to-account transfer online (there's a charge if done by a customer service rep on the phone), and by visiting one of the many reload centers in the United States (charge depends on the distributor).

The card does have simple fees. Pay-as-you-go customers pay a fee per PIN and signature transaction. Fee customers pay a monthly fee to avoid the individual transaction fees. ATM and card replacement fees apply, as well as a small fee if the card is not used in a 90 day period.
Card rating:
(4.0 out of 5) total 43 votes
Most attractive features: - No application fee
- FREE Savings Account
- FDIC insured accounts
- Low fee card services
- VISA benefits
Least attractive features: - Monthly service fee
- Does not report to Credit Bureaus


Other Benefits: - Universal Acceptance
- Access to Cash Worldwide
- All-Access Direct Deposit
- Free Account to Account Transfers
- FDIC Insurance
- 24/7 Account Access
- Free Additional Cards
- Reload Card Options
- FeeAdvantage
- All-Access Bill Pay
- All-Access Wireless Alerts
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): N/A*
Annual Fee: N/A*
Grace Period: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $10.00
Application Fee: $0.00
ATM Fee: $2.50
Additional Fees Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days): $5.95 per month
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee


View Other Meta Bank Cards
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View Other Search All Debit and Credit Cards
View Other Cards for Bad Credit
View Other Guaranteed Approval
View Other Prepaid Debit Cards

* The information provided for ACE Elite™ Visa® Prepaid Card is believed to be accurate at the time of evaluation (Aug 12, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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