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The Applied Bank® Secured Visa® Gold Preferred® Credit Card gives its users all the benefits of having a credit card, without a large limit to overspend. Accepted everywhere Visa is – across the globe, it allows the convenience of credit card spending and no application fees!

Applied Bank Secured Visa Gold Preferred Credit Card
Intro APR  APR Annual Fee 
N/A* 9.99% * $48*
Apply For Applied Bank Secured Visa Gold Preferred Credit Card

Basic Information

Issuer: Applied Bank®
Card Network: VISA®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Low Interest Credit Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Applied Bank® Secured Visa® Gold Preferred® Credit Card from Applied Bank is a great beginner credit card. After a simple application process done right online, you can find out if you qualify within minutes.

From there, you're on your way to financial freedom and none of the hassles of cash. The transactions done on the card, through spending and making payments, are reported to the credit bureau, so it is an excellent opportunity to get back on credit track. Whether it's from lack of credit or previously poor credit, it will pave the way towards financial stability.

The card is a Visa, so it works virtually anywhere worldwide – online, in stores, or even at an ATM.
Card rating:
(4.3 out of 5) total 67 votes
Most attractive features: - Gold Card Benefits
- Report to Credit Bureaus
- Low fixed APR
- No Employment required
Least attractive features: - Maintenance fee after 1 year
- Annual fee


Other Benefits: * See terms and Conditions
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 9.99%*
APR Type: fixed
Annual Fee: $48*
Grace Period: None*
Minimum Finance Charge: $0.50*
Minimum Credit Line: $200*
Maximum Credit Line: $5,000*
Late Payment Fee: Up to $38*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 9.99%
Cash Advance Fee (%): 5.00%
Minimum Fee: $5.00

Other Fees

Additional Fees - Account Set-up Fee: None
- Additional Card Fee: $30.00
- Returned Payment: Up to $38.00
- Dishonored Check Fee: Up to $38.00


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View Other Low Interest Credit Cards
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* The information provided for Applied Bank® Secured Visa® Gold Preferred® Credit Card is believed to be accurate at the time of evaluation (May 21, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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