Baby Phat Prepaid Credit Cards
How Baby Phat Cards Are Different?
Before we take a look at baby phat prepaid cards so that you can understand how they are different, we are going to take a look at some of the more common credit and debit cards that you would find in the market. Majority of the debit cards that you find at most other banks are used as a way to store income. Most of the salaries that we earn through what ever means are usually transferred to a particular account for which we have a debit card. Using this same card, we are all known to make purchases whether it is online or at a high street outlet. Choosing and using your card, especially online can be quite risk, especially knowing that your entire savings and earnings is all in one account. This is where baby phat prepaid cards are different.
As one can probably guess from the name, these cards are pre paid. What that basically means is that these debit cards more or less act as a top up card. You only put in a certain amount of money that you would like to use. Many people are known to use this baby phat prepaid credit card as a shopping card. When ever then need to make a particular purchase, all they do is simply transfer the amount that are planning to spend and use the prepaid card like any other normal visa debit card. What this ensures is that in the case where your card details get stolen or lost, all of your life time earnings will not be tied up in one card. Using such cards has not only proven to help increase financial security but has also helped in increasing one's credit ratings.
Benefits of Having Baby Phat Prepaid Visa card
There are endless benefits for having this card. For starters, the great thing is that there are no monthly fees. You only put the money that you want to use and your can start shopping. With the baby phat card in particular, if you make more than ten purchases in a month using that card, you will get a certain percentage back in the form of cash back. The other benefits that you will be entitled to will include; free direct deposit, free 24 hour customer service for seven days a week and many more. The best part about these particular debit cards is that there are no hidden fees. What you see is what you get. There is only an activation fee that you have to pay which is very low as it is. In comparison to the benefits that this card has to offer, the activation is a small price that one has to pay.
If you are thinking of applying for this card but are worried about your credit history, you don't have worry. When applying for a baby phat prepaid card, you do not have to worry about your credit history as there are no credit checks. Acceptance is guaranteed for any one that applies. One of the best parts about this pre paid card is that there is no concept of having any debt. Seeing as one only uses what he tops up in the first place, there is no chance of you finding yourself in any form of debt.
Baby Phat Prepaid Cards Application
If you are planning to apply for a baby phat prepaid card, the best place to look would be at Rush Card website. They have an online application form that you can simply fill in and get started right away. All the information in regards to the activation fees and any other costs that may be associated with the card are all clearly disclosed on their site. They are currently offering a variety of four different cards, so you can choose one that suits you the best. Just make sure you read the fine print before committing yourself to anything.
Baby Phat Prepaid Card Offers
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