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A credit card a teenager can't get in trouble with, BillMyParents Prepaid MasterCard, has a spending limit, no revolving balance and lower than most bank card fees. There is no credit check required, and unlike cash, if it is lost or stolen, it can be locked and unlocked instantly.

BillMyParents Prepaid MasterCard
Intro APR  APR Annual Fee 
N/A* N/A * N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: University Bank
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Co-Branded Card
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card
Credit Needed: Accepts All*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

BillMyParents Prepaid MasterCard is like cash that a teen cannot misplace. There is no credit check to obtain one and it has lower fees than most bank cards. It is easy to reload to pay allowance, or for those special occasions or birthdays.

If there is something that they are wishing to purchase, they can accumulate money on their card and then spend it like cash online or at any of the other millions locations worldwide, just like any other credit card.

If by chance the card is misplaced or stolen, it can be locked and unlocked instantly, so there is no reason to cancel it when it can't be found. Being prepaid, there are no overdraft fees or a revolving balance, saving them from the normal pitfalls of a limitless credit card.
Card rating:
(4.3 out of 5) total 56 votes
Most attractive features: - No credit check
- Easy monitoring
- Easy load
- Instant block/unblock
- No activation fees
- Low ATM fees
Least attractive features: - Monthly maintenance fee


Other Benefits: *See Credit Card Holder Agreement for Other Benefits
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): N/A*
Annual Fee: N/A*
Grace Period: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $10.00
Application Fee: $0.00
ATM Fee: $1.50
Additional Fees  
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee


View Other University Bank Cards
View Other MasterCard Cards
View Other Consumer Cards
View Other Search All Debit and Credit Cards
View Other Cards for Bad Credit
View Other Co-Branded Cards
View Other Guaranteed Approval
View Other Prepaid Debit Cards
View Other Teen Debit Cards

* The information provided for BillMyParents Prepaid MasterCard® is believed to be accurate at the time of evaluation (Aug 8, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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