You can earn incentive rewards faster than ever before with the Chase Sapphire SM Preferred Card. Every $1 earns a single point which you can then use towards travel arrangements, frequent flyer miles, and account credit. You can even shop on the affiliated Ultimate Rewards Mall, which offers you exclusive products and services.
|Card Category:||Consumer (Premium)|
|Card Type:||- Instant Decision Card
- No Foreign Transaction Fee Credit Card
- Reward Card
|Prepared by MarketProSecure™. Opinions expressed therein are solely those of the reviewer.
Earning and redeeming incentive rewards is easier than ever before if you have the Chase Sapphire SM Preferred Card. Every dollar earns a single point, unless it is towards airfare, in which case it is worth 2 points.
A handful of initial purchases could also earn you another 50,000 mile bonus, which you can then use towards not only flight vouchers, but as credit with other travel programs.
While using your points for travel is good, you might appreciate more options. You could use your card in the Ultimate Rewards mall, an affiliate site where you can get exclusive products. You can also use your credit to pay down your account balance, which can save you money in a way similar to cash rebates.
|Most attractive features:||- 40,000 Bonus Points
- Annual fee waived first year
- No foreign transaction fees
|Least attractive features:||- Annual fee after 1st year|
|Reward Types:||- Airline Reward Cards
- Other Rewards Cards
- Travel Reward Cards
- Universal Reward Cards
|Rewards:||- Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
- 2 points per dollar spent on travel and dining at restaurants
- 1 point per dollar spent on all other purchases
- Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate Rewards
|Other Benefits:||See website for additional benefits|
|Online Card Account Access:|
|Introductory APR (%):||N/A*|
|Regular APR (%):||15.24%*|
|Grace Period:||21 days*|
|Minimum Finance Charge:||$1.50*|
|Late Payment Fee:||$35.00*|
|Transfer Fee (%):||3.00% of each balance transfer|
|Minimum BT Fee:||$5.00|
|APR on Cash Advances (%):||19.24%|
|Cash Advance Fee (%):||5.00%|
|Late Payment Fee: Up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.|
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* The information provided for Chase Sapphire Preferred℠ Card is believed to be accurate at the time of evaluation (Jan 5, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
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