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The Fingerhut Credit shopping card is a store/catalog specific card that is used by United States residents in the purchase of name brand items. The card makes these items easier to obtain due to monthly payments rather than paying the price all at once. Those applying for the card should have reasonable credit and the means to make the monthly payments. The card helps build credit history and reports to major credit Bureaus.

Fingerhut Credit Account
Intro APR  APR Annual Fee 
N/A* See Terms * N/A*
Apply For Fingerhut Credit Account

Basic Information

Issuer: WebBank
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Instant Decision Card
- Shopping Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Fingerhut credit shopping card is designed to serve Americans wishing to buy name brand merchandise without paying the name brand price all at once. The merchandise, through the credit card, is able to be paid for in payments.

Card members are charged what may be considered a higher interest rate on purchases. This is comparable to any store card, as their interest rates are almost always above 19%. Those using their cards can obtain free rewards items for purchasing certain items, reaching a certain dollar amount, or simply making a purchase from a specific catalog.

There is no annual or monthly fee.

Cardholders are able to control spending by controlling the items that are purchased. The monthly payment is based on the monthly payment per item rather than on the total balance on the card.
Card rating:
(4.1 out of 5) total 327 votes
Most attractive features: - No annual fee*
- Instant decision
- High credit lines
- Many branded products to choose from
Least attractive features: - Limited use of the card/credit


Other Benefits: - Accounts reviewed for credit line increases
- Use WebBank/Fingerhut Credit for catalog, online or phone orders

*See Terms and Conditions of the card
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): See Terms*
Annual Fee: N/A*
Grace Period: See Terms*
Late Payment Fee: See Terms*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees *See Terms and Conditions of the card


The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT., Member FDIC, who determines eligibility and qualifications for the terms of credit.

If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.


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* The information provided for Fingerhut Credit Account is believed to be accurate at the time of evaluation (Jun 10, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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