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The 1st Platinum Plus card is a shopping card with up to $3,500 secured credit line and is a good offer for those who would like to improve or strengthen their credit - the card offers 12 months interest free!

1st Platinum Plus
Intro APR  APR Annual Fee 
0%* 0.00% * N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Other Issuers
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
- Reward Card
Credit Needed: Bad Credit OK*

Card Review

Card rating:
(3.9 out of 5) total 256 votes
Most attractive features: - Additional Benefits
- Credit Reporting
- 100% Guaranteed Approval
- No credit Check
Least attractive features: - Membership fee


Rewards: - Rewards: Incredible Member Benefits!
Other Benefits: - Member Vacations
- Merchandise Price Guarantee
- ID Theft Protection
- Credit Monitoring
- Roadside Assistance
- Prescription Drug Discounts
- $600 Annual Dinning Allowance
- $600 Annual Grocery Allowance
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): 0%*
Introductory Period: 18 months*
APR on Purchases (%): 0.00%*
APR Type: fixed
Annual Fee: N/A*
Grace Period: N/A*
Minimum Credit Line: $3,500*
Maximum Credit Line: $5,000*
Late Payment Fee: $15.00*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees Membership fee: $24.95


- Essential Health is unavailable in the following states: AK, CO, CT, FL, MD, ME, MT, NV, NH, NY, ND, SD, OR, RI, VT, VA, WA, MN.
- The 1stPlatinumPlus Membership is not available in WI.
- eClubUSA credit lines will be made available only to Members who qualify with proof of a minimum combined household monthly income of over One Thousand Eight Hundred Dollars ($1,800.00) per month for the last six (6) consecutive months, have a valid checking/debit or credit card account with a bank or financial institution located in the United States and are at least eighteen (18) years of age. eClubUSA is not a credit repair service, financial or banking institution.


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View Other Other Rewards Cards

* The information provided for 1st Platinum Plus is believed to be accurate at the time of evaluation (Mar 31, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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