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The Freedom Gold Shopping card will give you the shopping flexibility that you want so you can have the things that you desire. You also receive exclusive benefits that will save you money in a way that you can offset the cost of the membership and any other costs associated with the card.

Freedom Gold Card
Intro APR  APR Annual Fee 
N/A* 0.00% * $0*
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Basic Information

Issuer: Other Issuers
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Freedom Gold card is rather simple to obtain. All you have to be is 18 years of age, a resident of the U.S., and have a valid credit card, debit card, or checking or savings account. If the qualifications are met, then approval is guaranteed. There is a minimum credit limit that is awarded and that credit limit can be higher upon request at times. You do have the option to make that request.

Once the card is obtained, then it can be used in the exclusive online store that gives access to quality merchandise for fair prices. It is a buy now pay later model that allows you to have the items you want without having to pay full price or use a credit card and have to pay APR. This card doesn't charge APR. Instead, it does have processing fees and shipping and handling on purchases. The individual fees that make up the processing fees and shipping and handling are quite small.

In addition to the ability to make purchases, members can take advantage of My Privacy Protection that allows for the monitoring of the member's credit report, My Universal Rx that provides prescription discounts, My Roadside Protection that provides roadside assistance, My Legal Assistance that allows for free 30-minute consultations with qualified legal professionals on non-criminal matters, and there are the Courtesy Programs that save even more money. It is ideal to regularly monitor these programs since they can change at any time, especially the Courtesy Programs.
Card rating:
(3.3 out of 5) total 194 votes
Most attractive features: - High credit limit
- Shopping card features
- No credit check
- Guaranteed approval
Least attractive features: - Limited card use
- Monthly fees


Other Benefits: *See Terms and Conditions of the card for other benefits
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 0.00%*
Annual Fee: $0*
Grace Period: N/A*
Late Payment Fee: $20.00*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: See Terms
Application Fee: See Terms
ATM Fee: See Terms
Additional Fees  
See website for Details*


*See site for details. This card is NOT a credit card but a shopping card.


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* The information provided for Freedom Gold Card is believed to be accurate at the time of evaluation (May 21, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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