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The Green Dot Prepaid Card is a prepaid card that works like a debit card, allowing eligible cardholders to control the money they spend. Money can be loaded onto the card and cardholders are only allowed to spend the amount that is on the card. Cardholders are not subject to overdraft fees.

Green Dot Gold Prepaid Visa
Intro APR  APR Annual Fee 
N/A* N/A * $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Other Issuers
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Co-Branded Card
- Prepaid Debit Card
- Tax Refund Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Green Dot Gold Prepaid Card is subject to a life span that generally lasts one year after the activation date of the card. The card cannot be used and funds cannot be loaded onto the card after the expiration date.

If funds remain on the card after the expiration date, cardholders can apply for a new card and the funds from their previous card will be transferred.

All cards arrive with a $0 balance. Funds must be loaded onto the card either through direct deposit or through a retailer in order for the card to be used.

In addition, transactions that exceed the amount on the prepaid card will be declined. Cardholders cannot purchase more than is on the card to avoid overdraft fees.
Card rating:
(4.5 out of 5) total 135 votes
Most attractive features: - Low fee structure
- $0 Activation Online
- No credit check
- No Overdraft or penalty fees
Least attractive features: - Monthly maintenance fee (Can be Waived)

Rewards & Benefits

Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): N/A*
Annual Fee: $0*
Grace Period: None**
Late Payment Fee: $0.00*
Over Limit Fee: $0.00*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $0.00
Application Fee: $0.00
ATM Fee: $2.50
Additional Fees Monthly Charge: Waived in any monthly billing cycle when you load at least $1,000 to your Card OR make 30 purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at Otherwise, $5.95.
ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Cash Advance Fee
Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Transaction History


No purchase or obligation necessary to enter or win in the Green Dot Double Your Refund Sweepstakes. Maximum prize will not exceed $5,000, regardless of method of entry. Open to legal residents of the 50 U.S. and D.C., 18 or older. Void where prohibited. Begins 12:00 AM EST on 1/1/2011, and ends 11:59 PM EST on 5/31/2011.

Card balance (with cash load): $2,500
Minimum Initial Load: $10, varies by retailer
Card balance (with direct deposit): $10,000
Daily cash load limit: $2,500
Daily direct deposit load limit: $10,000
Daily ATM withdrawal limit: $400
Daily bank teller cash withdrawal limit: $400
Daily spend limit (includes all outgoing transaction activities, such as purchases, ATM transactions, etc.): $2,500


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* The information provided for Green Dot Gold Prepaid Visa® is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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