The Green Dot Prepaid Card is a prepaid card that works like a debit card, allowing eligible cardholders to control the money they spend. Money can be loaded onto the card and cardholders are only allowed to spend the amount that is on the card. Cardholders are not subject to overdraft fees.
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit
- Co-Branded Card
- Prepaid Debit Card
- Tax Refund Card
|Credit Needed:||Bad Credit OK*|
|Prepared by MarketProSecure™. Opinions expressed therein are solely those of the reviewer.
The Green Dot Gold Prepaid Card is subject to a life span that generally lasts one year after the activation date of the card. The card cannot be used and funds cannot be loaded onto the card after the expiration date.
If funds remain on the card after the expiration date, cardholders can apply for a new card and the funds from their previous card will be transferred.
All cards arrive with a $0 balance. Funds must be loaded onto the card either through direct deposit or through a retailer in order for the card to be used.
In addition, transactions that exceed the amount on the prepaid card will be declined. Cardholders cannot purchase more than is on the card to avoid overdraft fees.
|Most attractive features:||- Low fee structure
- $0 Activation Online
- No credit check
- No Overdraft or penalty fees
|Least attractive features:||- Monthly maintenance fee (Can be Waived)|
|Online Card Account Access:|
|Introductory APR (%):||N/A*|
|Regular APR (%):||N/A*|
|Late Payment Fee:||$0.00*|
|Over Limit Fee:||$0.00*|
|Additional Fees||Monthly Charge: Waived in any monthly billing cycle when you load at least $1,000 to your Card OR make 30 purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at www.mygreendot.com). Otherwise, $5.95.|
|No purchase or obligation necessary to enter or win in the Green Dot Double Your Refund Sweepstakes. Maximum prize will not exceed $5,000, regardless of method of entry. Open to legal residents of the 50 U.S. and D.C., 18 or older. Void where prohibited. Begins 12:00 AM EST on 1/1/2011, and ends 11:59 PM EST on 5/31/2011.|
Card balance (with cash load): $2,500
Minimum Initial Load: $10, varies by retailer
Card balance (with direct deposit): $10,000
Daily cash load limit: $2,500
Daily direct deposit load limit: $10,000
Daily ATM withdrawal limit: $400
Daily bank teller cash withdrawal limit: $400
Daily spend limit (includes all outgoing transaction activities, such as purchases, ATM transactions, etc.): $2,500
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* The information provided for Green Dot Gold Prepaid Visa® is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.