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With the Insight MasterCard Prepaid Card, you will save money and stress over traditional credit cards because it gives you access only to money that you deposit in the account. There are no fees or interest rates, but the account is just as convenient and secure as the biggest credit cards.

Insight MasterCard Prepaid Card
Intro APR  APR Annual Fee 
N/A* N/A * N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Urban Trust Bank
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

If you understand the benefits of a good credit card, but shy away from them because of interest rates and fees, then you might want to consider opening an account with an Insight MasterCard Prepaid Card. This financial product acts like a credit card by providing you with convenient access to your money without having to carry cash, but it doesn't carry with it all the fees and interest.

This card comes with many options that make it very attractive too. First of all, you can earn a small bonus for setting up direct deposit. Secondly, your direct deposit posts faster than other cards. Finally, your account is FDIC insured for up to $250,000! What more could you ask for from a simple prepaid card?
Card rating:
(4.8 out of 5) total 38 votes
Most attractive features: - Cash back bonus
- No credit check
- FREE sign-up
- $0 activation fee
Least attractive features: - Over-theCounter Cash Withdrawal Fee


Rewards: - Get $50 bonus on your first direct deposit of $200
Other Benefits: - $0 activation fee
- Safer than cash
- No credit check
- No bank account required
*See Terms and Conditions for more benefits
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): N/A*
Annual Fee: N/A*
Grace Period: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $10.00
Application Fee: $0.00
Additional Fees - Convenience Transfer Fee per $28.50 (account to account transfers from other deposit or loan accounts): Up to $3.50
- Overdraft Protection Service Fee (if applicable): $0.15 for
every $1 in negative balance created by each transaction up to a maximum fee of $36
ATM Inquiry Fee (domestic)
ATM Withdrawal (domestic)
Card Issuance Fee
Cash Loads at retail locations
Monthly Service Fee
Over-theCounter Cash Withdrawal
PIN Purchase Fee (Pay As You Go)
PIN Purchase Fee
Pay As You Go Service Fee
Recurring Direct Deposit Load
Replacement Card Fee
Signature Purchase (Pay As You Go)
Signature Purchase Fee


View Other Urban Trust Bank Cards
View Other MasterCard Cards
View Other All Debit and Credit Cards
View Other Consumer Cards
View Other Reward Credit Cards
View Other Top Rated Cards
View Other Cards for Bad Credit
View Other Guaranteed Approval
View Other Prepaid Debit Cards
View Other Cash Back Reward Cards

* The information provided for Insight MasterCard® Prepaid Card is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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