Personal Finance Learning Center
Recently Added Financial Articles
US Military Loans: What You Need to Know About [published 22 Feb 2008]
I f you don't understand the rules; military loans can be as scary as jumping out of a plane or entering boot camp. There are a number of ...
Banks, Credit Cards and National Disasters [published 17 Feb 2008]
In 2007, the United States was overwhelmed by cyclones, tornadoes, hurricanes, wildfires and floods. In many of these natural disasters people were injured or killed and there were significant property losses.
Credit, the Good the Bad and the Ugly [published 11 Feb 2008]
Would you like to buy a house, lease an apartment, drive that sexy new Mustang or convert your den into a family friendly media room? If so, unless you are financially independent, such as having been blessed with a trust fund, you will need credit.
Stealing Your Life: 7 Tips to Help Avoid Identify Theft [published 22 Jan 2008]
A good friend e-mailed me last week to say she had become a victim of identity theft. She found out she was in a titanic mess when she started receiving phone calls about her applications to buy a car, enter a ...
Student Credit Cards Go Personal [published 19 Jan 2008]
Credit cards are no longer simply highly portable money. They have gone up close and personal. Why use a credit card just like your parent's card?
How to Cancel Credit Monitoring Service [published 22 Nov 2007]
MarketProSecure.com partners with several different companies that offer credit monitoring programs to US based customers. Here are the cancellation instructions for each of our partners.
Reading Credit Score Numbers [published 22 Nov 2007]
At present there are following possible evaluation patterns for your credit score: Excellent: When it is above 800: Lenders and insurers will view you as no risk at all. This happens when you have a long history of responsible multiple credit use.
What Does the Credit Score Mean? [published 22 Nov 2007]
Credit score is generated by a statistical model. Each of the large banks/insurance companies usually has their own generator different from others, however most companies are using the adopted FICO model.
Importance of Credit Card Terms and Conditions [published 22 Nov 2007]
A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account.