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The Net First Premium shopping card is a membership card that gives access to money saving opportunities, as well as the ability to shop in the exclusive online store where name brand merchandise can be purchased. For a low membership fee, all of these benefits can be realized to the point they offset at least some of the membership cost.

Net First Platinum
Intro APR  APR Annual Fee 
N/A* 0.00% * $0*
Apply For Net First Platinum

Basic Information

Issuer: Other Issuers
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Instant Decision Card
- Shopping Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Net First Platinum is a shopping card that comes with a wide range of benefits so that members can save money and add some convenience to their lives. The first benefit is the ability to shop in the exclusive online store that gives members the opportunity to own name brand merchandise now while paying later through low monthly payments.

The second benefit consists of a number of programs. These programs start with prescription savings through the My Universal Rx plan and continue with My Roadside Protection, My Legal Assistance, and My Privacy Protection. Each of these programs are designed to save money and add convenience. For instance, the My Universal Rx plan allows you to save money on a number of prescriptions listed on the plan's list of medications. My Roadside Protection will take care of you if you are stranded while traveling far from home or in your local area. The courtesy programs are also designed to save money. For instance, My Fuel Savings allows you to save money on fuel costs. With the rising cost of fuel, this is something that can go a long way.

All a person has to be is 18 years of age and a U.S. resident to qualify. A credit or debit card must also be on file because there are small fees to establish the account, such as the card issuance and account validation fee. From there, you pay a membership fee in addition to the shipping and handling costs on the merchandise.
Card rating:
(3.1 out of 5) total 129 votes
Most attractive features: - Instant Approval
- $500 Credit Line!
- No Employment or Credit Check
- Bad Credit, No Credit - OK
Least attractive features: - Limited use

Rewards & Benefits

Other Benefits: *See Terms and Conditions of the card for other benefits
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 0.00%*
Annual Fee: $0*
Grace Period: N/A*
Minimum Credit Line: $500*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: See Terms
Application Fee: See Terms
ATM Fee: See Terms
Additional Fees  
See website for Details*


*See Card for Details


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* The information provided for Net First Platinum is believed to be accurate at the time of evaluation (Jul 8, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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