The NetSpend Visa Prepaid Debit Card has little to no qualification requirements. No credit check is needed and it is not required that a cardholder be employed. Spending is interest-free, the fees are low, and there are many free services to take advantage of. The card is issued by MetaBank.
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
|Prepared by MarketProSecure™. Opinions expressed therein are solely those of the reviewer.
The NetSpend Visa Prepaid Debit Card can be used as the ideal online checking account for those with poor credit or anyone who finds it difficult to open a checking account. It also works for those wishing to not expose bank account information when making purchases online or offline. Others like to use the card to have emergency cash available when needed.
Card benefits include free online account access, the funds are insured by the FDIC up to the current FDIC limit, and direct deposit is fee rather than paying a reload fee. For direct deposit customers, cardholders receive a $10 cushion for when the card's balance falls a little short, a 5.00% APY savings account, and online bill pay services.
|Most attractive features:||- Guaranteed approval
- FDIC insured
- NetSpend Premier
- Optional Savings Account
|Least attractive features:||- Monthly maintenance fee|
|Rewards:||- Cash back with NetSpend Payback Rewards(TM).
- Prescription Discounts - up to 55% off!
|Other Benefits:||See Terms and Conditions|
|Online Card Account Access:|
|100% Guarantee Approval:|
|Introductory APR (%):||N/A*|
|Regular APR (%):||N/A*|
|Additional Fees||- Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days): $5.95 per month
- Non-monetary transactions at ATM: up to $.50
- Non-monetary transactions via toll free number: up to $.50
- ATM fee: up to $2.50 per withdrawal, plus ATM owners fees, if any
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* The information provided for NetSpend® Visa® Prepaid Debit Card is believed to be accurate at the time of evaluation (Aug 23, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.