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The PenFed Visa Platinum Gas / Cash Rewards Card is a Platinum Visa credit card that rewards cardholders for using their credit card to pay at the pump, pay for supermarket purchases, and pay for all other purchases. Cardholders receive cash back on every purchase and it is credited to their account each month.

PenFed Visa Platinum Cash Rewards Card
Intro APR  APR Annual Fee 
N/A* 9.99% (V)* $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Pentagon Federal Credit Union
Card Network: VISA®
Card Category: Consumer (Premium)
Card Type: - Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The PenFed Visa Platinum Gas / Cash Rewards Card is a rewards credit card that rewards cardholders for using their credit card. Unlike many credit cards out there on the market, cardholders have the opportunity to receive cash back on every purchase they make. Cardholders receive money for using their card to make purchases.

There is no annual fee either so cardholders can worry about one less fee. In addition, Users receive their cash back each month. Cardholders do not have to reach a minimum amount of cash before it is distributed. Cash back is credited each month so you do not have to wait around.

Purchases made on this card are calculated using the average daily balance and are subject to a low purchase APR.
Card rating:
(4.8 out of 5) total 36 votes
Most attractive features: - Low APR on purchases
- Intro rates on BT
- No annual fee
Least attractive features: - No bonus points
- No intro for purchases

Rewards & Benefits

Reward Types: - Cash Back Reward Cards
- Gas Reward Cards
- Other Rewards Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 5% cash back on gas purchases paid at the pump
- .025% on all other purchases
Expiration: None*
Yearly Limit: Up to $50,000 limit
Other Benefits: See Terms and Conditions of the card
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Applied Towards: Balance Transfer
Introductory Period: N/A*
Regular APR (%): 9.99%*
APR Type: variable
Annual Fee: $0*
Grace Period: 25 days*
Minimum Finance Charge: 0.00%*
Late Payment Fee: $20.00*
Over Limit Fee: $0.00*

Balance Transfers

Balance Transfer:
APR on Balance Transfer (%): 4.99%
Transfer Fee (%): 2.50% of each balance transfer
Minimum BT Fee: $10.00
Maximum BT Fee: $100.00
Transfer Period: Life of Balance*

Cash Advances

APR on Cash Advances (%): 17.99%
Cash Advance Fee (%): 2.50%
Minimum Fee: $10.00

Other Fees

Additional Fees - 2% of the US dollar amount of the transaction
- Returned Payment Fee: $30.00


You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.


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* The information provided for PenFed Visa Platinum Cash Rewards Card is believed to be accurate at the time of evaluation (Mar 4, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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