A VISA secured credit card is all you need to get back on your feet. Enjoy the powers of credit card spending without being exposed to accumulating debt. The card offers features like zero APR on purchases and credit bureau reporting.
|Card Category:||Consumer (Secured)|
|Card Type:||- Card for Bad Credit
- Low Interest Credit Card
|Credit Needed:||Bad Credit OK*|
|Prepared by MarketProSecure™. Opinions expressed therein are solely those of the reviewer.
This is a secured credit card designed for individuals with below average credit. Being a secured credit card cardholders have options to spend wherever a Visa credit card is accepted. Cardholders are also required to deposit an amount up to $5,000 that will equal the credit limit.
This card promises several enticing features like zero interest on purchases, credit bureau reporting and zero fraud liability. These features work hand in hand to ensure cardholders who pay on time solidify their credit history over time.
Get this card online with a simple application process. There is no application fee and cardholders are almost guaranteed approval with no income requirements or credit verification.
|Most attractive features:||- No interest
- No annual fee
- Timely credit bureau reporting
- No application fees
|Least attractive features:||- Monthly maintenance fee|
|Other Benefits:||See Terms and Conditions of the card.|
|Online Card Account Access:|
|Introductory APR (%):||N/A*|
|Regular APR (%):||0.00%*|
|Annual Fee:||See Terms*|
|Minimum Finance Charge:||$0.50*|
|Minimum Credit Line:||$500*|
|Maximum Credit Line:||$5,000*|
|Late Payment Fee:||Up to $35*|
|APR on Cash Advances (%):||9.99%|
|Cash Advance Fee (%):||5.00%|
|Additional Fees||- Late Fee: up to $35
- Overlimit: up to $35
- Returned Payment: up to $35
- Dishonored Check: up to $35
- Foreign Currency Transaction Fee: 1% of any transaction made in a foreign currency
- Monthly Maintenance Fee: $9.95 ($119.40 Annually)
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* The information provided for Platinum Zero® Secured Visa® Credit Card from Applied Bank is believed to be accurate at the time of evaluation (Feb 28, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.