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A VISA secured credit card is all you need to get back on your feet. Enjoy the powers of credit card spending without being exposed to accumulating debt. The card offers features like zero APR on purchases and credit bureau reporting.


Platinum Zero Secured Visa Credit Card from Applied Bank
Intro APR  APR Annual Fee 
N/A* 0.00% * See Terms*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Applied Bank®
Card Network: VISA®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Low Interest Credit Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.


This is a secured credit card designed for individuals with below average credit. Being a secured credit card cardholders have options to spend wherever a Visa credit card is accepted. Cardholders are also required to deposit an amount up to $5,000 that will equal the credit limit.

This card promises several enticing features like zero interest on purchases, credit bureau reporting and zero fraud liability. These features work hand in hand to ensure cardholders who pay on time solidify their credit history over time.

Get this card online with a simple application process. There is no application fee and cardholders are almost guaranteed approval with no income requirements or credit verification.
Card rating:
(3.8 out of 5) total 70 votes
Most attractive features: - No interest
- No annual fee
- Timely credit bureau reporting
- No application fees
Least attractive features: - Monthly maintenance fee

Rewards & Benefits

Other Benefits: See Terms and Conditions of the card.
Online Card Account Access:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 0.00%*
APR Type: fixed
Annual Fee: See Terms*
Grace Period: None*
Minimum Finance Charge: $0.50*
Minimum Credit Line: $500*
Maximum Credit Line: $5,000*
Late Payment Fee: Up to $35*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 9.99%
Cash Advance Fee (%): 5.00%
Minimum Fee: $5.00

Other Fees

Additional Fees - Late Fee: up to $35
- Overlimit: up to $35
- Returned Payment: up to $35
- Dishonored Check: up to $35
- Foreign Currency Transaction Fee: 1% of any transaction made in a foreign currency
- Monthly Maintenance Fee: $9.95 ($119.40 Annually)

Action

View Other Applied Bank® Cards
View Other VISA Cards
View Other All Debit and Credit Cards
View Other Consumer Cards
View Other Credit Reporting Cards
View Other Secured Cards
View Other Cards for Bad Credit
View Other Low Interest Credit Cards


* The information provided for Platinum Zero® Secured Visa® Credit Card from Applied Bank is believed to be accurate at the time of evaluation (Feb 28, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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