Select Territory:
United States   Canada

Issued by USA Credit, the Preferred Trust Gold Shopping credit card is designed for those with limited or bad credit who need a high credit line card with credit reporting and use USA Credit Shopping Club website often.

Preferred Trust Gold Shopping Card
Intro APR  APR Annual Fee 
N/A* 0.00% * $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: First USA
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Preferred Trust Gold Shopping Card makes shopping easy with over 14,000 products to choose from and 0% APR. Plus a chance to borrow up to a $500 cash advance, as well as unlimited access to your credit report.
Card rating:
(3.4 out of 5) total 177 votes
Most attractive features: - Credit line
- Credit reporting
- No annual fee
Least attractive features: - Application fee
- Monthly maintenance fee
- Limited credit usage


Other Benefits: - Discounts on prescriptions
- Roadside Assistance
- Identity Theft Insurance
- Unlimited Access to you credit report
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 0.00%*
Annual Fee: $0*
Grace Period: N/A*
Minimum Credit Line: $2,500*
Maximum Credit Line: $7,500*
Late Payment Fee: $10.00*

Balance Transfers

Balance Transfer:

Other Fees

Application Fee: $149.95
Additional Fees My Hi Tech Auto Services: $14.95/month
The Elite Service: $19.95/month
Returned Checks: $30.00
ACH Debits and Credit Cards: $30.00


After application, USA Credit would debit your bank account for $19.95 every thirty (30) days in which you maintain the Elite Services, beginning as soon as thirty (30) days from today. Each debit will appear each month on your banking statement and I will deduct each amount from your bank account. You may cancel the Elite Services at any time, and may have questions on your USA Credit account answered, by contacting USA Credit member services at 1-888-834-1815 or at If You cancel your Elite Services after a monthly debit has occurred, you will cancel all subsequent debts, but will not receive a refund for the current month.

The offer is not available in AK, HI, IN, WI, VT


View Other First USA Cards
View Other Other Networks Cards
View Other All Debit and Credit Cards
View Other Consumer Cards
View Other Credit Reporting Cards
View Other No Annual Fee Cards
View Other Premium Cards
View Other Cards for Bad Credit
View Other Guaranteed Approval
View Other Shopping Cards

* The information provided for Preferred Trust Gold Shopping Card is believed to be accurate at the time of evaluation (Nov 30, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

This site is a Free Personal Finance Center

Credit Card: Preferred Trust Gold Shopping Card Application

Free Personal Finance Center ContactsHome