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Open Sky Secured Credit card would help you to build or rebuild credit history with no annual fee card! Low requirements.

OpenSky Secured Visa Credit Card
Intro APR  APR Annual Fee 
N/A* 19.64% (V)* $35*
Apply For OpenSky Secured Visa Credit Card

Basic Information

Issuer: Other Issuers
Card Network: VISA®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
Credit Needed: Bad Credit OK*

Card Review

Card rating:
(4.3 out of 5) total 129 votes
Most attractive features: - High credit limit
- VISA card benefits
Least attractive features: - Annul fee

Rewards & Benefits

Other Benefits: - Choose your credit limit-up to $3000
- $0 fraud liability
- Report to all 3 major credit bureaus
- Friendly Customer Service
- Fee 24-hour online account access
- Auto collision damage
- Emergency card replacement
Online Card Account Access:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 19.64%*
APR Type: variable
Annual Fee: $35*
Grace Period: See T&C*
Minimum Finance Charge: $1.00*
Minimum Credit Line: $200*
Maximum Credit Line: $3,000*
Late Payment Fee: Up to $38*
Over Limit Fee: $20.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 19.64%

Other Fees

Additional Fees Returned Check Fee: $25.00
Credit Limit Increase/Decrease: $25.00
Rush/Expedited Card Fee: $50.00
FREE electronic Billing Statements
Foreign Transaction: 3% of each transaction in U.S. dollars.


*View our Cardholder Agreement located at the bottom of the application page for details of the card.


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* The information provided for OpenSky® Secured Visa® Credit Card is believed to be accurate at the time of evaluation (May 21, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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