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The READYdebit Visa Latte Control Prepaid is a feature-rich prepaid credit card that serves as a good checking account alternative. There are no bounced checks to worry about, no overdraft fees, no monthly fee, and loading money into the account is simple.

READYdebit Visa Latte Control Prepaid Card
Intro APR  APR Annual Fee 
N/A* N/A * N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: The Bancorp Inc.
Card Network: VISA®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The READYdebit Visa Latte Control Prepaid credit card makes owning a prepaid card easy because it is rather straightforward in its terms. First of all, there is no monthly fee. Instead, there is a small charge per transaction that is added on to the transaction amount. There is also a small ATM fee unless the card is used at an in-network ATM. In-network ATMs can be identified through a list that is available online. The ATM owner's fee will apply, but money can be saved by using an in-network ATM or getting cash back on a debit transaction at the point of sale.

You also have different methods of loading money into the account. The first is through free direct deposit. Simply give your employer the necessary information and your paychecks can be deposited into your account. If the account is loaded through a method such as a GreenDot MoneyPak or Visa ReadyLink, then a small charge for the load applies. The account can also be loaded through bank transfer.

Factor in the high spending limits, limited-to-zero liability if the card is lost or stolen and used fraudulently, and the fact that there are no overdraft fees to be concerned with ever, the card is one that can fit a variety of preferences and needs. It makes for a good checking account alternative or a way to supplement an existing checking account, especially when doing something such as traveling abroad so that money can be spread among more than one account.
Card rating:
(4.5 out of 5) total 23 votes
Most attractive features: - No monthly fees
- Free direct deposit
- Guaranteed approval
Least attractive features: - No secondary card available


Other Benefits: *See Terms and Conditions of the card for other benefits
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): N/A*
Annual Fee: N/A*
Grace Period: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: See Terms
Application Fee: See Terms
ATM Fee: See Terms
Additional Fees See website for Details*
See website for Details*


View Other The Bancorp Inc. Cards
View Other VISA Cards
View Other Consumer Cards
View Other Top Rated Cards
View Other Cards for Bad Credit
View Other Guaranteed Approval
View Other Prepaid Debit Cards
View Other Tax Refund Cards

* The information provided for READYdebit® Visa® Latte Control Prepaid Card is believed to be accurate at the time of evaluation (Mar 16, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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