The Simmons Bank Visa Platinum Rewards credit card offers an opportunity to consumers who are interested in a fixed APR that awards travel benefits with frequent purchasing. Cardholders do not incur an annual fee yet have so much to gain from. The card is issued by Simmons First National Bank.
|Issuer:||Simmons First Bank|
|Card Category:||Consumer (Premium)|
|Card Type:||- Low Interest Credit Card
- Reward Card
|Prepared by MarketProSecure™. Opinions expressed therein are solely those of the reviewer.
The Simmons Bank Visa Platinum Rewards credit card charges a low and fixed APR.
Once accepted you'll start to earn a point on every dollar spent. These points will continue to accumulate allowing you redeem for a various rewards once the right amount of points are gathered. Rewards include air travel benefits with any US airline, and discounted purchasing at hotels, restaurants, cruises, car rental, and vacation packages. When redeeming points for air travel you can choose ticket class with no seat restrictions or blackout dates.
This card does not charge annual fee.
As a platinum credit card cardholders enjoy benefits such as travel accident insurance, emergency card replacement, lost or stolen card reporting, and auto rental insurance.
|Most attractive features:||- Free rewards program
- No annual fee
- Platinum Card coverage
- Low fixed APR for Purchases
- No fee Balance Transfer offer
|Least attractive features:||- No bonus points
- No introductory offer
- Only Excellent credit holders may apply
|Reward Types:||- Travel Reward Cards
- Universal Reward Cards
|Reward per every $1 spent:||1.00|
|Rewards:||- 1 point per net dollar spent
* The program offers a one-stop process for redemption and is supported by a toll-free service number.
|Other Benefits:||- Auto Rental Insurance
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement
|Online Card Account Access:|
|Introductory APR (%):||N/A*|
|Regular APR (%):||9.50%*|
|Grace Period:||25 days*|
|Minimum Finance Charge:||0.50%*|
|Late Payment Fee:||$29.00*|
|Over Limit Fee:||$29.00*|
|Transfer Fee (%):||0.00% of each balance transfer|
|APR on Cash Advances (%):||12.95%|
|Cash Advance Fee (%):||3.00%|
|Additional Fees||Convenience Check: 12.95%
Penalty Rate: 16.95%*
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* The information provided for Simmons Bank Visa® Platinum Rewards is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.