News | Tools | Help | FB | TW | Google+
Select Territory:
United States   Canada

The Simmons Bank Visa Platinum Rewards credit card offers an opportunity to consumers who are interested in a fixed APR that awards travel benefits with frequent purchasing. Cardholders do not incur an annual fee yet have so much to gain from. The card is issued by Simmons First National Bank.


Simmons Bank Visa Platinum Rewards
Intro APR  APR Annual Fee 
N/A* 9.50% (V)* $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Simmons First Bank
Card Network: VISA®
Card Category: Consumer (Premium)
Card Type: - Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.


The Simmons Bank Visa Platinum Rewards credit card charges a low and fixed APR.

Once accepted you'll start to earn a point on every dollar spent. These points will continue to accumulate allowing you redeem for a various rewards once the right amount of points are gathered. Rewards include air travel benefits with any US airline, and discounted purchasing at hotels, restaurants, cruises, car rental, and vacation packages. When redeeming points for air travel you can choose ticket class with no seat restrictions or blackout dates.

This card does not charge annual fee.

As a platinum credit card cardholders enjoy benefits such as travel accident insurance, emergency card replacement, lost or stolen card reporting, and auto rental insurance.
Card rating:
(5.0 out of 5) total 84 votes
Most attractive features: - Free rewards program
- No annual fee
- Platinum Card coverage
- Low fixed APR for Purchases
- No fee Balance Transfer offer
Least attractive features: - No bonus points
- No introductory offer
- Only Excellent credit holders may apply

Rewards & Benefits

Reward Types: - Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Reward per every $1 spent: 1.00
Rewards: - 1 point per net dollar spent
* The program offers a one-stop process for redemption and is supported by a toll-free service number.
Other Benefits: - Auto Rental Insurance
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 9.50%*
APR Type: variable
Annual Fee: $0*
Grace Period: 25 days*
Minimum Finance Charge: 0.50%*
Late Payment Fee: $29.00*
Over Limit Fee: $29.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 0.00% of each balance transfer

Cash Advances

APR on Cash Advances (%): 12.95%
Cash Advance Fee (%): 3.00%
Minimum Fee: $4.00
Maximum Fee: $50.00

Other Fees

Additional Fees Convenience Check: 12.95%
Penalty Rate: 16.95%*

Action

View Other Simmons First Bank Cards
View Other VISA Cards
View Other All Debit and Credit Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Points Rewards Cards
View Other Premium Cards
View Other Reward Credit Cards
View Other Top Rated Cards
View Other Low Interest Credit Cards
View Other Travel Reward Cards
View Other Universal Reward Cards


* The information provided for Simmons Bank Visa® Platinum Rewards is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

This site is a Free Personal Finance Center
MarketProSecure® on Google+

Credit Card: Simmons Bank Visa Platinum Rewards Card Application

Free Personal Finance Center ContactsHome