This platinum credit card gives the benefit of a platinum card with no high fees attached. Cardholders incur a fixed APR that does not change with U.S prime rates. Other benefits and insurance plans are attached to the offer and available to cardholders at no extra cost.
|Issuer:||Simmons First Bank|
|Card Category:||Consumer (Premium)|
|Card Type:||- Low Interest Credit Card
|Prepared by MarketProSecure™. Opinions expressed therein are solely those of the reviewer.
The Simmons Bank Visa Platinum card charges a low fixed interest rate. It does not have an introductory period or rewards program. It is recommended to have excellent credit to qualify for this card.
No annual fee is charged.
Auto Rental Insurance provides protection in event a rented vehicle is damaged or stolen. Coverage comes at no extra cost to the cardholder and only takes place if payment for the rented vehicle is fully conducted with this Visa Card. Another benefit is Online Banking giving you access to monthly statements you can download. Additional benefits are travel accident insurance (with coverage up to $1 million on common carriers), global acceptance, and emergency cash and card replacement.
|Most attractive features:||- No annual fee
- Additional benefits
- Platinum Card coverage
- Low fixed APR for Purchases
- No fee Balance Transfer offer
|Least attractive features:||- No rewards program
- Only applicants with Excellent credit will be approved
|Other Benefits:||- Auto Rental Insurance
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement
|Online Card Account Access:|
|Introductory APR (%):||N/A*|
|Regular APR (%):||7.50%*|
|Grace Period:||25 days*|
|Minimum Finance Charge:||$0.50*|
|Late Payment Fee:||$29.00*|
|Over Limit Fee:||$29.00*|
|APR on Cash Advances (%):||11.25%|
|Cash Advance Fee (%):||3.00%|
|Additional Fees||Convenience Check: 11.25%
Penalty Rate: 15.25%
Transaction Fee for Convenience Checks: 3.00% of the amount, but not less than $4.00 nor more than $50.00
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* The information provided for Simmons Bank Visa® Platinum is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.