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The Unique Platinum card is a merchandise line of credit that gives cardholders some of the benefits that they would normally be given with a traditional credit card. Instead, this is a card that can be used in an exclusive online store that provides roadside assistance, legal assistance, and entitles cardholders to discounts in thousands of cities around the world.

Unique Platinum
Intro APR  APR Annual Fee 
N/A* 0.00% * N/A*
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Basic Information

Issuer: Other Issuers
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
Credit Needed: Accepts All*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Unique Platinum card is as unique as it sounds. It is a merchandise credit line card that allows individuals to buy merchandise with their card without having to pay interest and with no hidden fees. The fees on the card include an annual membership fee that is paid separately from the card's available credit. There is also a monthly services fee that is subtracted from the available credit on the card each month and those are the only fees that are paid aside from a late payment fee if the payment is made late or a returned check fee if the payment method comes back returned.

What this card does is give the cardholder the ability to obtain quality merchandise easily. It is a purchase now and make payments scenario and cardholders receive special benefits just for having an account. The special benefits include being able to receive discounts in thousands of cities all around the world, full-service roadside assistance, and legal assistance with a number of different legal matters. The legal assistance involves will preparation, the review of legal documents, assistance when needing representation in small claims court, and much more. These are benefits that line of credit cards typically do not give.

Overall, this card presents a way to purchase merchandise without having to do credit checks, pay interest, and pay fees for every move you make with the card. As you continue on with your account, you may be entitled to credit line increases that will enable you to have even more flexibility with your account. Because the card is easy to use, it is considered a very unique way to use credit.
Card rating:
(3.5 out of 5) total 876 votes
Most attractive features: - Shopping card
- $1000 credit
Least attractive features: - Limited usage


Other Benefits: *See website for additional benefits
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): 0.00%*
Annual Fee: N/A*
Grace Period: N/A*
Minimum Credit Line: $1,000*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: See Terms
Application Fee: See Terms
ATM Fee: See Terms
Additional Fees  
See website for Details*


*See terms and conditions


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* The information provided for Unique Platinum is believed to be accurate at the time of evaluation (May 13, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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