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The UNITY Visa - The Comeback Card is designed to help consumers take control of their finances. Low fees, reporting to the three major credit bureaus and a fixed rate makes this one of the strongest secured credit card offers on the market. Deposits are held in a FDIC account, which provides peace of mind that their investments are safe. It's an impressive offer that provides options for consumers to better prepare their financial future.

UNITY Visa - The Comeback Card
Intro APR  APR Annual Fee 
9.95%* 17.99% * $39*
Apply For UNITY Visa - The Comeback Card

Basic Information

Issuer: Other Issuers
Card Network: VISA®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Guaranteed Approval
Credit Needed: Bad Credit OK*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The UNITY Visa Comeback Secured Card is the financial product that American consumers have been looking for. This impressive secured credit card offer comes with a host of other benefits, including Purchase Rewards. Few secured card offers include any kind of rewards program; this offer has really raised the bar. More than that, it's a card offer that reports to the three credit bureaus, which is ideal for those wishing to strengthen their buying power.

Imagine the option of withdrawing cash without being hit with invasive surcharges. How about an online banking interface that allows you to budget your finances as a whole - including your taxes? Low fees? Customer service that's right here in the U.S? These are a few of the benefits you'll receive when you apply for this Visa secured card. As a member, you can also begin to think long term financial goals, including investing in CDs, money market accounts and savings accounts.

Your security deposit is protected in a FDIC savings account and because your payments are reported to the three credit bureaus, you're strengthening your financial standing. This can lead to lower interest rates and financial choices. Finally, the fixed rate with this offer makes it easier than ever to budget your finances. Members are also afforded a website that offers a plethora of financial savvy articles and blog posts, all designed to provide insight to the importance of credit in our modern society. Applying is easy and once you've made your security deposit, you too will begin reaping the many benefits, courtesy of the Unity Visa.
Card rating:
(3.4 out of 5) total 61 votes
Most attractive features: - High Secured credit line
- Credit reporting
- Intro rates for Balance Transfers
Least attractive features: - No rewards program


Other Benefits: *See Terms and Conditions of the card for other benefits
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): 9.95%*
Applied Towards: Balance Transfer
Introductory Period: 6 months on BT*
Regular APR (%): 17.99%*
APR Type: fixed
Annual Fee: $39*
Grace Period: 25 days*
Minimum Finance Charge: $1.00*
Minimum Credit Line: $250*
Maximum Credit Line: $10,000*
Late Payment Fee: See Terms*
Over Limit Fee: $0.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 17.99%

Other Fees

Additional Fees Foreign Fees: 2% of each transaction in U.S. dollars
Late Payment: Up to $10.00
Returned Payment: Up to $25.00
Customer Service by Phone: None
Expedited Card Delivery: $35.00
Credit Limit Increase: $10.00
Replacement/ Additional Card: $10.00
Stop Payment: $25.00
Payment Assistance by Phone: $1.00


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* The information provided for UNITY® Visa - The Comeback Card™ is believed to be accurate at the time of evaluation (May 31, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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