News | Tools | Help | FB | TW | Google+
Select Territory:
United States   Canada

The Business Edge Cash Rewards Visa makes it easy for business owners to earn cash back with all purchases. Either 1% or 3% can be earned, depending on the category of the purchase. Rewards can never expire. Cardholders can also enjoy online account tools and other year-round features with the card.

US Bank Business Edge Cash Rewards Card
Intro APR  APR Annual Fee 
0%* 11.99% - 17.99% (V)* $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: US Bank
Card Network: VISA®
Card Category: Business (Premium)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The US Bank Business Edge Cash Rewards credit card is a Visa. This means that it is widely accepted around the globe. With every purchase, it's possible to earn cash rewards. Purchases made at gas stations, office supply stores and with cellular providers offer a higher percentage of cash back than all other purchases.

Once a cash reward level is at $25 or higher, a cardholder can request a reward. The options for getting a reward include statement credit, rewards card or a deposit into a US bank account. Other online account features includes an online application process, online account tools and fraud protection services. The variable APR is affordable and payments can be made to pay off the balance or interest can be avoided entirely by paying balances in full.
Card rating:
(4.9 out of 5) total 190 votes
Most attractive features: - No annual fee
- Free cash rewards
- Long term intro rates
Least attractive features: - Annual fee if no purchases made within 1 year period

Rewards & Benefits

Reward Types: - Cash Back Reward Cards
- Gas Reward Cards
- Other Rewards Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 3% cash back on all cellular, gas and office supply store net purchases
- 1% cash back on all other net purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: *See Terms and Conditions of the Card
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 9 months*
APR on Purchases (%): 11.99% - 17.99%*
APR Type: variable
Annual Fee: $0*
Grace Period: 24 - 30 days*
Late Payment Fee: $29.00*
Over Limit Fee: $39.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00% of each balance transfer
Minimum BT Fee: $5.00

Cash Advances

APR on Cash Advances (%): 20.99%
Cash Advance Fee (%): 4.00%
Minimum Fee: $10.00

Other Fees

Additional Fees - Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
- Returned Payment Fee: $35.00


Annual Membership Fee: $0 the first year and every year that you charge at least one purchase to the account, otherwise $25


View Other US Bank Cards
View Other VISA Cards
View Other 0% Intro Rate Cards
View Other All Debit and Credit Cards
View Other Balance Transfer Cards
View Other Business Cards
View Other No Annual Fee Cards
View Other Premium Cards
View Other Reward Credit Cards
View Other Top Rated Cards
View Other Instant Decision Cards
View Other Low Interest Credit Cards
View Other Cash Back Reward Cards
View Other Gas Reward Cards
View Other Other Rewards Cards
View Other Universal Reward Cards

* The information provided for US Bank Business Edge™ Cash Rewards Card is believed to be accurate at the time of evaluation (Apr 23, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

This site is a Free Personal Finance Center
MarketProSecure® on Google+

Credit Card: US Bank Business Edge Cash Rewards Visa Card Application

Free Personal Finance Center ContactsHome