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The Visa Gift Card operates the same as a prepaid debit card in that the funds are loaded onto the card and only the loaded funds can be used. The card can then be given as a gift and the recipient can use the card anywhere Visa is accepted to go out to dinner, pay bills, buy groceries, or do whatever they wish.

VISA Gift Card - Personalised Gift Card
Intro APR  APR Annual Fee 
N/A* N/A * N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: First Gulf Bank
Card Network: VISA®
Card Category: Consumer (Shopping)
Card Type: - Co-Branded Card
- Gift Card
- Guaranteed Approval
- Prepaid Debit Card
- Shopping Card
Credit Needed: Accepts All*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.

The Visa Gift Card serves as the ideal gift because it is safer than giving actual cash to the gift recipient. There are security features that come with these gifts cards, such as the ability to request a replacement card if the initial card is lost. The remaining funds are simply transferred to the new card. There is a small fee for this service.

What's more is that the card can be used anywhere in the United States or around the world where Visa is accepted.

Cardholders do receive free access to their card's balance online or can access the balance via telephone to learn of how much spending capability is remaining on the card. In most cases, the card can be disposed of once the funds are exhausted or a reloadable card can be reloaded if the cardholder wishes to use it as a debit card.
Card rating:
(4.1 out of 5) total 38 votes
Most attractive features: - No fees Gift Card*
- Maximum personalization
- Custom design
- Custom message
- VISA benefits
- Perfect for birthdays, weddings, holidays, and more!
Least attractive features: - Inactivity fee (charged after 12 month)


Other Benefits: *See Terms & Conditions
Online Card Account Access:
100% Guarantee Approval:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
Regular APR (%): N/A*
Annual Fee: N/A*
Grace Period: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum: $20.00
Application Fee: $0.00
Additional Fees International transaction fee of 3% and a $2.00 flat conversion fee still apply
Card Value $25.00 - $74.99 CAC fee
Card Value $25.00 - $74.99 NMF fee
Card Value $25.00 - $74.99 standard
Card Value $250.00 - $500.00 CAC fee
Card Value $250.00 - $500.00 NMF fee
Card Value $250.00 - $500.00 standard
Card Value $75.00 - $249.99 CAC fee
Card Value $75.00 - $249.99 NMF fee
Card Value $75.00 - $249.99 standard
Custom Carrier type fee
Greeting card type Carrier fee
Inactivity fee (after 12 month)
Lost / Stolen card replacement
Standard Carrier type fee


People that receive Visa Gift Cards, need to have a secret Activation Code in order to activate the Visa Gift Card once they receive them. This ensures that if your Visa Gift Card is intercepted in the mail - that it will not be activated without this code.


View Other First Gulf Bank Cards
View Other VISA Cards
View Other All Debit and Credit Cards
View Other Consumer Cards
View Other Co-Branded Cards
View Other Gift Cards
View Other Guaranteed Approval
View Other Prepaid Debit Cards
View Other Shopping Cards

* The information provided for VISA Gift Card - Personalised Gift Card is believed to be accurate at the time of evaluation (Jun 26, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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